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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19421 reviews)

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4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19421)

Great product. Enjoyable to use.

Monzo have taught me so much about my money and given me greater control of my funds and spending. Reviewed on: 5th November 2019

Amazing Bank

The best bank hands down, they are transparent and fair, triply world class customer service and no comparison to any other bank. Reviewed on: 5th November 2019

A modern bank

I started with them when they were just a pre-pay card but the quality of the service has always been premium. Now they offer anything a normal bank does and add a lot more honesty into the mix. With the new monzo plus that may offer airport lounge access and a variety of different insurance I may be able to leave Barclays and just be with monzo Reviewed on: 5th November 2019

Best British bank

Monzo is the only bank I feel helps put me in control of my own money. They have features that stop me spending ahead of where I should be and through using their services I've learned what a lot of banking is, which my older banks made me more confused about. Reviewed on: 5th November 2019

The Bank of the Future

Monzo shows us how a good bank should operate with a priority towards the needs of its customers. The app is superb and easy to operate and staff could not be more helpful. Such a pleasant change from my old High Street bank, which has now closed. Reviewed on: 5th November 2019

The best

I have a love affair with a bank. Go figure. Reviewed on: 5th November 2019

Best app and best customer care

I am a Beta user, meaning that I am a Monzo user since their beginning and I love this bank a lot! Their customer care is top of the class! Reviewed on: 5th November 2019

Beautiful banking

Easy to use app, with clear budgeting tools that gave moved me out of excel! Reviewed on: 4th November 2019

Monzo is great!

monzo is perfect and i've never had a better experience with a bank. Reviewed on: 4th November 2019

The bank of the future

Been a customer for around two years, and I love the app, the in-app support, and being able to pay abroad without paying fees. Highly recommended. Reviewed on: 4th November 2019

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