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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Innovation at a blistering pace. They make complicated things easy and are always there to help

5
Used them as my main account for a year and a half and it's been fantastic. Old banks have got nothing on Monzo they are steaming ahead. With banking there's a few important things to get right; security, customer service and charges/rates. Monzo nails all of them (and much more). Don't believe that rubbish on Watchdog, it's just some neckbeard losers who got caught out for being sketchy and now their butthurt about it because they haven't got anything else going on in their lives. Top notch all the way, keep up the good work Monzo! Reviewed on: 5th November 2019
Will 's avatar
Will

Amazing app, great service.

5
Monzo has changed the way I interact with money. From spending and budgeting to bill splitting and foreign exchange. I wouldn't be with any other bank. Reviewed on: 5th November 2019
Fred Morgan's avatar
Fred Morgan

Modern, honest and transparent

5
I've been with them since prepaid and they've constantly impressed with their service and staffing Despite negative press from some loud individuals I'm glad they're doing well Reviewed on: 5th November 2019
Rikki's avatar
Rikki

The bank of the future

5
So easy to open an account and to use. Up to date balance, transaction history, easy to arrange faster payments & standing orders. Budgeting tools are built in to help u keep control of your finances. Reviewed on: 5th November 2019
Alisterb's avatar
Alisterb

Banking of the future

5
It's hard to explain to people how much better Monzo is to not just traditional banks but also other challenger banks. You have to experience it to understand! Reviewed on: 5th November 2019
Anonymous's avatar
Anonymous

Super easy to use

5
The speed of setting up an account with Monzo is incredible. The app has a smooth and clean interface, without needing to worry about a lack of trust or security. It fits perfectly into my busy lifestyle. Reviewed on: 5th November 2019
Jonella Vidal's avatar
Jonella Vidal

Banking in the 21st Century

5
Finally a bank which provides modern banking. Slick app which is intuitive to use. A bank which truly cares about its customers and fully explains when something goes wrong which is refreshing to see. Reviewed on: 5th November 2019
addwal's avatar
addwal

Grown-up Banking

5
Monzo has grown from challenger to grown-up back and it’s been amazing to watch. Reviewed on: 5th November 2019
Stephen Wilson's avatar
Stephen Wilson

Awesome

5
The bank that helps you save and let's you know in advance when payments are going in or out Reviewed on: 5th November 2019
Nick Begg's avatar
Nick Begg

Best Bank

5
Game changer. Monzo has revolutionised what the current account is. Reviewed on: 5th November 2019
Dan Beddows's avatar
Dan Beddows

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