Write a review

Newsletter

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

View other Monzo products

4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

The bank of the future

Been a customer for around two years, and I love the app, the in-app support, and being able to pay abroad without paying fees. Highly recommended. Reviewed on: 4th November 2019

Saved my finances

Monzo changed my life and my outlook on my finances. I am more responsible and careful with my expenditure. Reviewed on: 4th November 2019

Slick app

Things just work, it's nice to see a bank that updates so quickly Reviewed on: 4th November 2019

The best

Really easy to use, I have greater visibility over my finances now Reviewed on: 4th November 2019

Fantastic evolution of the best current account on the market!

The Monzo current account provides some intrinsic benefits of being able to have a clear view of your finances - excellent budgeting tools such as bill pots and salary sorter mean that you don’t inadvertently dip into your regular expenses. Reviewed on: 4th November 2019

How all banks should be

It wasn't until I switched to Monzo that I realised how overly complicated my previous banks were. They are always helpful when I need help and every new feature is customer focused and forward thinking. I would recommend them to anyone. Reviewed on: 4th November 2019

Great customer service

I love monzo it's so easy to keep track of your money as your always logged in on your phone and you get the keerching when you pay for something. Now you can move money into ISAs too all within the app on your phone. If I ever have any questions I just go on the chat on the app and they are usually pretty quick at getting back to me and very helpful. Its real people who understand what you are saying and willing to help. Reviewed on: 31st August 2019

Excellent

It's been brilliant for me so far. I joined Monzo after doing some research to find the best way of spending money abroad. My old bank would charge me extra fees for using my card, using ATMs and then even give me their own exchange rate which was far poorer than the actual one from Visa/Mastercard. Monzo is a far better alternative as they don’t charge these fees and give you the actual exchange rate i.e. the one you find on Google. It was also a nice bonus to get a free £5 put into my account for signing up first using a friend’s referral link. If you’re thinking of joining, feel free to use mine and you’ll get it too. join.monzo.com/r/h3c14a2 Reviewed on: 30th August 2019

Brilliant bank!

Fantastic bank, great customer service, cash withdrawals abroad for free and I can also use my card abroad for free with a great Mastercard exchange rate. Perfect as I travel a lot. Reviewed on: 7th July 2019

ReInventing Current Accounts

Young, exciting innovative and open. Their customer forum is the best advert for this new bank. Remarkable openness about their roadmap, ideas, issues and always listening to the bright inventive army of engaged customers whose input really changes their plans. Reviewed on: 9th June 2019

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Current account
from Kroo 4.76 from 5959 reviews
Cash Card Account
from Barclays 4.61 from 143 reviews
Choice Current Account
from Danske Bank UK 3.85 from 22 reviews

Want to see more from Monzo?

Flex Purchase credit card
from Monzo 4.90 from 3185 reviews
Under 16s account
from Monzo 4.89 from 945 reviews
Investments
from Monzo 4.86 from 1141 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub