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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19402 reviews)

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4.93

Based on 19,402 reviews, last reviewed 28th Apr 2026

3226% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Really helpful customer service, solve most issues w... Really helpful customer service, solve most issues within a few hours. The early payday feature is a lifesaver, nice little thing to have. The perks p... Read more Reviewed on: 28th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19402)

Saved me ££ since December

Monzo has saved me £1200 since December due to its budgeting tools. It's meant I've been able to pay off my credit card which is brilliant. Reviewed on: 24th April 2019

Wouldn't be without my Monzo card!

Honestly don't know what I would do without Monzo now. So easy to save money, to trasnfer to friends, and to see a real time balance. It's helped me get my finances on track and couldn't recommend them more. Reviewed on: 23rd April 2019

Easy sign-up, great app!

Monzo just makes everything simple. The sign-up was a breeze and ongoing use of the app is as pleasant as it is simple. High street banks must take note. Reviewed on: 16th April 2019

Excellent bank of 2019

Monzo is better than any higstreet banks Reviewed on: 26th March 2019

Helped me open a joint account with my girlfriend!

Fantastic experience ! They helped me and my partner when other banks wouldn't offer us a joint account! Love Monzo. Reviewed on: 11th March 2019

AVOID your not safe with this company

BAD Company AVOID they close my account for reason and no explanation also happened to 3 of my friends, they will get your info and if they dont think they can exploit you in some way they will Close the account AVOID if want your money accesible and safe... Reviewed on: 4th March 2019

Simple, easy, everything I want

Modern, effective, customer focussed and transparent. Reviewed on: 25th February 2019

The Best Bank

Everything about Monzo is awesome, I wished they had been around in my teens, my budgeting would of been much better! Reviewed on: 25th February 2019

The best

Monzo have revolutionised banking Recommended to all my family Reviewed on: 25th February 2019

Great account, transparent fees, innovative app

Monzo have iteratively developed an innovative companion app for their current account, which makes banking easier than with any of their cometitors. They’re relentlessly customer focused, and constantly trying to improve on their offering, and have set a new benchmark for the industry. Account opening can be done in a matter of minutes - including ID&V checks on device - in co trust to some of their competitors, who take 8-10 days and require Proof of identification to be given in branch. The fees they charge for running the account - including overdrafts, ATM withdrawals abroad, and foreign-currency transactions are completely transparent. Reviewed on: 21st February 2019

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