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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
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0%
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0%
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1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Saved my finances

5
Monzo changed my life and my outlook on my finances. I am more responsible and careful with my expenditure. Reviewed on: 4th November 2019
Jack Stride's avatar
Jack Stride

Slick app

5
Things just work, it's nice to see a bank that updates so quickly Reviewed on: 4th November 2019
Ataul's avatar
Ataul

The best

5
Really easy to use, I have greater visibility over my finances now Reviewed on: 4th November 2019
jr's avatar
jr

Fantastic evolution of the best current account on the market!

5
The Monzo current account provides some intrinsic benefits of being able to have a clear view of your finances - excellent budgeting tools such as bill pots and salary sorter mean that you don’t inadvertently dip into your regular expenses. Reviewed on: 4th November 2019
Pranav Nadkarni's avatar
Pranav Nadkarni

How all banks should be

5
It wasn't until I switched to Monzo that I realised how overly complicated my previous banks were. They are always helpful when I need help and every new feature is customer focused and forward thinking. I would recommend them to anyone. Reviewed on: 4th November 2019
mda99's avatar
mda99

Great customer service

5
I love monzo it's so easy to keep track of your money as your always logged in on your phone and you get the keerching when you pay for something. Now you can move money into ISAs too all within the app on your phone. If I ever have any questions I just go on the chat on the app and they are usually pretty quick at getting back to me and very helpful. Its real people who understand what you are saying and willing to help. Reviewed on: 31st August 2019
Tings44's avatar
Tings44

Excellent

5
It's been brilliant for me so far. I joined Monzo after doing some research to find the best way of spending money abroad. My old bank would charge me extra fees for using my card, using ATMs and then even give me their own exchange rate which was far poorer than the actual one from Visa/Mastercard. Monzo is a far better alternative as they don’t charge these fees and give you the actual exchange rate i.e. the one you find on Google. It was also a nice bonus to get a free £5 put into my account for signing up first using a friend’s referral link. If you’re thinking of joining, feel free to use mine and you’ll get it too. join.monzo.com/r/h3c14a2 Reviewed on: 30th August 2019
Christopher's avatar
Christopher

Brilliant bank!

5
Fantastic bank, great customer service, cash withdrawals abroad for free and I can also use my card abroad for free with a great Mastercard exchange rate. Perfect as I travel a lot. Reviewed on: 7th July 2019
Laura Chapman's avatar
Laura Chapman

ReInventing Current Accounts

5
Young, exciting innovative and open. Their customer forum is the best advert for this new bank. Remarkable openness about their roadmap, ideas, issues and always listening to the bright inventive army of engaged customers whose input really changes their plans. Reviewed on: 9th June 2019
Philip Stone's avatar
Philip Stone

Best experience I ever had with a bank (or any other company)

5
Monzo has transformed the way I see banks, money and what I can do with them. The mobile app is very easy to use and every time I needed to contact customer support, their service has been stellar! Friendly people, keen to actually help me, fast in doing so. I feel safe with Monzo. Reviewed on: 5th June 2019
Maria's avatar
Maria

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