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Monzo: Current account reviews

View other Monzo products
4.93
Based on 19,402 reviews, last reviewed 28th Apr 2026
3226% increase in 5 star reviews
in the past 90 days
467% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
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0%
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0%
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1%

Latest highest rating:

5

Really helpful customer service, solve most issues w... Really helpful customer service, solve most issues within a few hours. The early payday feature is a lifesaver, nice little thing to have. The perks p... Read more Reviewed on: 28th April 2026
Baz Sellers's avatar
Baz Sellers

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026
Keiran chippendale's avatar
Keiran chippendale
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19402)

Best current account and customer service

5
They provide best customer service compared to any other banks, especially among the challenger banks and are always adding more features based on customers' demands.. Reviewed on: 9th February 2019
Shashank Goyal's avatar
Shashank Goyal

Amazing Bank

5
Can’t speak more highly of Monzo. Tried both Monzo and Starling for a few months before deciding but Monzo is just slightly better at everything. Reviewed on: 9th February 2019
Matt Vose's avatar
Matt Vose

My All-time Favorite Bank

5
Best bank I've known and used, from the app to the easy to view notifications and spent item view. There customer service is excellent and never failed to give and answer or help. Reviewed on: 9th February 2019
Jamie's avatar
Jamie

Monzo Innovation

5
Monzo is an amazing bank, I started using it before I went and began studying abroad in Singapore. I would highly recommend anyone who wants to better manage their finances. Monzo will be the number 1 chosen bank. Reviewed on: 9th February 2019
James's avatar
James

Amazing bank

5
This is the future of banking. Great customer service, easy budgeting, great bank. Reviewed on: 9th February 2019
Jack Slater's avatar
Jack Slater

Simple to use

5
Monzo is simple to use with great customer service. There’s a really good community feel behind this bank. Reviewed on: 9th February 2019
Liljon's avatar
Liljon

Perfect

5
Everyday banking at its best, even abroad! Using live exchange rates is great with no hidden extras Reviewed on: 9th February 2019
Sharon Higgins's avatar
Sharon Higgins

Slick

5
I love Monzo. Things get done, quick. People take action. I love the service I receive from my momzo Reviewed on: 9th February 2019
Rhys James's avatar
Rhys James

Perfect

5
App is great. Love the instant notifications of spending. Using abroad is brilliant with no hidden extras and the current exchange rate are used. Couldn’t want more from this. Customer service 24/7 is a good feature too, even on Sunday evenings! Reviewed on: 9th February 2019
Sharon Higgins's avatar
Sharon Higgins

Stellar

5
The features that Monzo are pioneering are brilliant. It's also nice to see all of your money in one place to get a better picture. #fullmonzo Reviewed on: 9th February 2019
Beth Scott's avatar
Beth Scott

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