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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Useful Mobile App

4
Push notifications you receive when spending are useful and how it detects what you're spending it on and automatically takes it out of your assigned budget. Reviewed on: 30th May 2019
Daniel Long's avatar
Daniel Long

Best banking app

5
Easy to use app with good features to help you mange your money easy Reviewed on: 20th May 2019
Valentin's avatar
Valentin

sorry but its crap

1
it is shit as my friend transferred me money and as i dont know where the money come from as the money came for a different person altogether and now my bank are doing a full blown investigation over it all as you can be SCAMMED over it and its not nice for one of your friends to do that to you so if people say to you can i put some money in your account ask the reason why they are putting the money in and what it is for as my bank account has now been frozen because of all the situation Reviewed on: 20th May 2019
luke's avatar
luke

Excellent!

5
A perfect disruptor to the banking sector. Easy, accessible, product that makes managing money a doddle Reviewed on: 12th May 2019
Keith's avatar
Keith

Life-changing bank account

5
Thanks to the little features within Monzo, I have been able to easily adjust my spending habits and have a very comfortable savings pot. Reviewed on: 11th May 2019
addwal's avatar
addwal

Great banking

5
Fantastic for travelling ,saved me a fortune abroad . Also, best app out there Reviewed on: 10th May 2019
Roger Millar's avatar
Roger Millar

Banking made easy

5
I switched to Monzo over a year ago, and my experience has been overwhelmingly positive. I still maintain a number of legacy accounts for various reasons, and everything is just easier, faster and generally better in Monzo. Reviewed on: 8th May 2019
Marc's avatar
Marc

Easy to set up, easy to use

5
Simply put: an easy user experience with better features than any high street bank and a very generous referral scheme. Reviewed on: 7th May 2019
Ricci23's avatar
Ricci23

Brilliant company!

5
I love Monzo, becoming money savvy I decided to try it at the recommendation of a friend. I love that the card breaks down your spending, you can set budgets and see exactly where your money has gone every month. I find it much more advanced than some of the bigger banks. I actually find it easier to use, and they seem very professional. Reviewed on: 7th May 2019
Laura Skinner's avatar
Laura Skinner

Saved me ££ since December

5
Monzo has saved me £1200 since December due to its budgeting tools. It's meant I've been able to pay off my credit card which is brilliant. Reviewed on: 24th April 2019
natasha's avatar
natasha

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