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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19402 reviews)

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4.93

Based on 19,402 reviews, last reviewed 28th Apr 2026

3226% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Really helpful customer service, solve most issues w... Really helpful customer service, solve most issues within a few hours. The early payday feature is a lifesaver, nice little thing to have. The perks p... Read more Reviewed on: 28th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19402)

Great bank

Great bank always improving with helpful staff and great app Reviewed on: 9th February 2019

Banking the way it should be and it's a customer saying it

Monzo doesn't put features and buttons there because everyone else does or has done it. They look at it from the customer POV. Most importantly, when I needed something a bit more complicated they had an awesome team ready to help. Refreshing. Reviewed on: 9th February 2019

If carlsberg made banks...

Best bank ever. No over drawn changes. Top up account via Apple Pay. Instance card purchase. Reviewed on: 9th February 2019

Fantastic forward thinking company

Monzo are transparent in their aims to help people manage their money the best way possible. They are constantly innovating and have produced the best bank account available. Reviewed on: 9th February 2019

Take control of your money

for peace of mind over your finances use monzo Reviewed on: 9th February 2019

Game changer...sort of

Monzo, the game changer of banking. Although, they’re just as rigid as the “legacy” banks they like to complain about, and more so in some aspects. Great app, ok support. Reviewed on: 9th February 2019

Everything you never knew you needed!

This bank has changed my life in ways I can’t begin to describe - every little detail has been thought about with the customer always in mind. It’s so fantastic that I recommend it to all of my friends. So far, I’ve converted 11 others to join the revolution l! Reviewed on: 9th February 2019

Still Refreshing

No longer a startup but still a challenger in the industry. Refreshing to not have the slow and bulky customer experience compared to the other ‘traditional’ banks. Reviewed on: 9th February 2019

The future

Completely changed how I bank, it allowed me to effectively save, it reward me for inviting my friends and family. Overdraft is fair Very easy to use app Reviewed on: 9th February 2019

Awesome Bank putting you in control

I have been banking wih monzo since they first launched and have had an awesome time as my banking is instant and you can see what you have spent straight away! they have even helped me save money on a regular basis with monzo pots Reviewed on: 9th February 2019

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