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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

amazing

Love it. Simple and eazy to use. NO hassle Reviewed on: 20th February 2019

Banking made clever, yet simple.

Really happy with my banking since moving to Monzo. They make it super easy to track your spending and keep tabs on what's still to come out. Reviewed on: 20th February 2019

Life-changing

Totally changed the way I manage my money, I wish I had got in sooner. Can't stop recommending it to friends. Reviewed on: 19th February 2019

Simple, quick and easier

Love this account, lets me have easy access to my money, great for saving. Reviewed on: 10th February 2019

Great app based bank

The way Monzo have built their bank from the ground up let’s them bring in new features and respond to customer feedback easily and swiftly. They have a clear roadmap of new features so you know what is coming up and when to expect it. Reviewed on: 10th February 2019

The Life juice of Banking

If the Mongol empire was a bank. Monzo would be it. Loved and supported by its people. Loyal until the end. All while being accepting of other banks traditions. Reviewed on: 10th February 2019

I love it

It is the best bank account in the world, the app is easy to use, they approve it in less than 24 hours, I really like the security that as soon as you make a purchase online with your debit card, a request appears in the app to accept or reject the transaction, I think this is the best of monzo, the security, I like the connectivity with transferwise, in general l love it. Reviewed on: 10th February 2019

Absolutely amazing bank!

Everything is perfect, top-notch customer support. Got my account verified opened with 8 MINUTES of applying, and that was as I lay in bed at half past midnight. Can't ask for much more than that. Effortless to track where your spending, to tag purchases and transfer money. And, the coral pink debit card really stands out in my wallet! Reviewed on: 9th February 2019

FUTURE OF BANKING

AMAZING BANK AND APP, FEATURES AND CUSTOMER SERVICE. Reviewed on: 9th February 2019

Future of Banking

This is THE bank of the future! I couldn’t recommend this bank highly enough. Reviewed on: 9th February 2019

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