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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Wouldn't be without my Monzo card!

5
Honestly don't know what I would do without Monzo now. So easy to save money, to trasnfer to friends, and to see a real time balance. It's helped me get my finances on track and couldn't recommend them more. Reviewed on: 23rd April 2019
Nixihb's avatar
Nixihb

Easy sign-up, great app!

5
Monzo just makes everything simple. The sign-up was a breeze and ongoing use of the app is as pleasant as it is simple. High street banks must take note. Reviewed on: 16th April 2019
sj238's avatar
sj238

Excellent bank of 2019

5
Monzo is better than any higstreet banks Reviewed on: 26th March 2019
Teepan Lokan's avatar
Teepan Lokan

Helped me open a joint account with my girlfriend!

5
Fantastic experience ! They helped me and my partner when other banks wouldn't offer us a joint account! Love Monzo. Reviewed on: 11th March 2019
Conners's avatar
Conners

AVOID your not safe with this company

1
BAD Company AVOID they close my account for reason and no explanation also happened to 3 of my friends, they will get your info and if they dont think they can exploit you in some way they will Close the account AVOID if want your money accesible and safe... Reviewed on: 4th March 2019
Alin Varga's avatar
Alin Varga

Simple, easy, everything I want

5
Modern, effective, customer focussed and transparent. Reviewed on: 25th February 2019
Max Walker's avatar
Max Walker

The Best Bank

5
Everything about Monzo is awesome, I wished they had been around in my teens, my budgeting would of been much better! Reviewed on: 25th February 2019
Tom's avatar
Tom

The best

5
Monzo have revolutionised banking Recommended to all my family Reviewed on: 25th February 2019
Peter Sands's avatar
Peter Sands

Great account, transparent fees, innovative app

5
Monzo have iteratively developed an innovative companion app for their current account, which makes banking easier than with any of their cometitors. They’re relentlessly customer focused, and constantly trying to improve on their offering, and have set a new benchmark for the industry. Account opening can be done in a matter of minutes - including ID&V checks on device - in co trust to some of their competitors, who take 8-10 days and require Proof of identification to be given in branch. The fees they charge for running the account - including overdrafts, ATM withdrawals abroad, and foreign-currency transactions are completely transparent. Reviewed on: 21st February 2019
Justin's avatar
Justin

amazing

5
Love it. Simple and eazy to use. NO hassle Reviewed on: 20th February 2019
owildey's avatar
owildey

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