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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Banking made clever, yet simple.

5
Really happy with my banking since moving to Monzo. They make it super easy to track your spending and keep tabs on what's still to come out. Reviewed on: 20th February 2019
PAtrick Maloney's avatar
PAtrick Maloney

Life-changing

5
Totally changed the way I manage my money, I wish I had got in sooner. Can't stop recommending it to friends. Reviewed on: 19th February 2019
Louise's avatar
Louise

Simple, quick and easier

5
Love this account, lets me have easy access to my money, great for saving. Reviewed on: 10th February 2019
Robyn Clarke's avatar
Robyn Clarke

Great app based bank

4
The way Monzo have built their bank from the ground up let’s them bring in new features and respond to customer feedback easily and swiftly. They have a clear roadmap of new features so you know what is coming up and when to expect it. Reviewed on: 10th February 2019
Chris Gregory's avatar
Chris Gregory

The Life juice of Banking

5
If the Mongol empire was a bank. Monzo would be it. Loved and supported by its people. Loyal until the end. All while being accepting of other banks traditions. Reviewed on: 10th February 2019
Ryan Dunn's avatar
Ryan Dunn

I love it

5
It is the best bank account in the world, the app is easy to use, they approve it in less than 24 hours, I really like the security that as soon as you make a purchase online with your debit card, a request appears in the app to accept or reject the transaction, I think this is the best of monzo, the security, I like the connectivity with transferwise, in general l love it. Reviewed on: 10th February 2019
Ricardo Lazo's avatar
Ricardo Lazo

Absolutely amazing bank!

5
Everything is perfect, top-notch customer support. Got my account verified opened with 8 MINUTES of applying, and that was as I lay in bed at half past midnight. Can't ask for much more than that. Effortless to track where your spending, to tag purchases and transfer money. And, the coral pink debit card really stands out in my wallet! Reviewed on: 9th February 2019
Kaspar's avatar
Kaspar

FUTURE OF BANKING

5
AMAZING BANK AND APP, FEATURES AND CUSTOMER SERVICE. Reviewed on: 9th February 2019
iEddyMorrison's avatar
iEddyMorrison

Future of Banking

5
This is THE bank of the future! I couldn’t recommend this bank highly enough. Reviewed on: 9th February 2019
Ryan McCann's avatar
Ryan McCann

Best current account and customer service

5
They provide best customer service compared to any other banks, especially among the challenger banks and are always adding more features based on customers' demands.. Reviewed on: 9th February 2019
Shashank Goyal's avatar
Shashank Goyal

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