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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19421 reviews)

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4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19421)

Innovation at a blistering pace. They make complicated things easy and are always there to help

Used them as my main account for a year and a half and it's been fantastic. Old banks have got nothing on Monzo they are steaming ahead. With banking there's a few important things to get right; security, customer service and charges/rates. Monzo nails all of them (and much more). Don't believe that rubbish on Watchdog, it's just some neckbeard losers who got caught out for being sketchy and now their butthurt about it because they haven't got anything else going on in their lives. Top notch all the way, keep up the good work Monzo! Reviewed on: 5th November 2019

Amazing app, great service.

Monzo has changed the way I interact with money. From spending and budgeting to bill splitting and foreign exchange. I wouldn't be with any other bank. Reviewed on: 5th November 2019

Modern, honest and transparent

I've been with them since prepaid and they've constantly impressed with their service and staffing Despite negative press from some loud individuals I'm glad they're doing well Reviewed on: 5th November 2019

The bank of the future

So easy to open an account and to use. Up to date balance, transaction history, easy to arrange faster payments & standing orders. Budgeting tools are built in to help u keep control of your finances. Reviewed on: 5th November 2019

Banking of the future

It's hard to explain to people how much better Monzo is to not just traditional banks but also other challenger banks. You have to experience it to understand! Reviewed on: 5th November 2019

Super easy to use

The speed of setting up an account with Monzo is incredible. The app has a smooth and clean interface, without needing to worry about a lack of trust or security. It fits perfectly into my busy lifestyle. Reviewed on: 5th November 2019

Banking in the 21st Century

Finally a bank which provides modern banking. Slick app which is intuitive to use. A bank which truly cares about its customers and fully explains when something goes wrong which is refreshing to see. Reviewed on: 5th November 2019

Grown-up Banking

Monzo has grown from challenger to grown-up back and it’s been amazing to watch. Reviewed on: 5th November 2019

Awesome

The bank that helps you save and let's you know in advance when payments are going in or out Reviewed on: 5th November 2019

Best Bank

Game changer. Monzo has revolutionised what the current account is. Reviewed on: 5th November 2019

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