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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

World class

Amazing!!!!!!! By far the best current account and bank out there!!! Reviewed on: 15th January 2019

An amazing bank who break the boundaries every week

I have banked with Monzo since the beginning and it’s been a pleasure since I started. High street banks need to shape up and start taking tips from start up banks Reviewed on: 15th January 2019

Simply works for me

The transfer to Monzo was a great experience. The app has allowed me to cut my money management to 0, helped me budget and helped me save. Minimalist really is best. Thank you Monzo. Reviewed on: 15th January 2019

Amazing bank

Customer service is incredible and their app by far is much better than any other bank Reviewed on: 15th January 2019

best bank

Excellent customer service, no need to wait ages on a call to speak to a human. App has excellent budget features and i love being able to see what I've spent that day instead of trying to remember everything or having to record it in a notebook/notes app. Everything is just so much easier to do. Monzo are revolutionising the banking industry. Reviewed on: 15th January 2019

Responsive & helpful

Excellent service, communication always up to date and immediate Reviewed on: 15th January 2019

Best Bank Account Ever

They have removed all the complications you have with a normal bank. Everything is so easy from opening the account, to tracking your spend, split money instantly into different pots, instant transactions & notifications. Instantly freeze card, card delivered next day, no fees on foreign transaction. Reviewed on: 15th January 2019

Game changer

Great bank, great features, great customer service. Other banks are busy trying to catch-up Reviewed on: 15th January 2019

elegent use of data & technology to enhance the customer experience

painless and productive experience Reviewed on: 15th January 2019

The best bank ever

They have rethought the customer experience from start to finish Reviewed on: 15th January 2019

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