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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Simple, reliable, game changer

5
Great easy to use app that keeps rolling out better and better features. Reviewed on: 14th January 2019
William B 's avatar
William B

Consistently excellent, makes banking enjoyable

5
Everything I do on monzo is as easy as I could imagine anything to do with banking. It feels like it was designed to be used by the customer and the experience shows that. About time the banking world got a shakeup and caught up with the high standards of customer service and usability we have come to expect. Reviewed on: 14th January 2019
Eddy h's avatar
Eddy h

Brilliant bank

5
Customer service is my number one priority and theirs too. Reviewed on: 14th January 2019
Alexander Mohan Morzeria-Davis's avatar
Alexander Mohan Morzeria-Davis

Great app and keeps pushing forward

5
Great app and very handy. Keep new ideas coming regularly and superb for cross family use Reviewed on: 14th January 2019
Matthew O's avatar
Matthew O

Banking as it should be

5
This is a bank for the people with a real sense of customer focus. Reviewed on: 14th January 2019
Martin DeLiu's avatar
Martin DeLiu

Amazing!

5
This bank is what all banks should aspire to. Modern banking for the 21st century, secure accounts, brilliant features like freezing cards, rounding up and pots and an easy to manage app. It’s perfect! Reviewed on: 14th January 2019
Pamela's avatar
Pamela

Monzo makes money fun

5
I started using Monzo because they had a solid app and we’re doing things differently. Years later they haven’t stopped! They just keep adding cool features and being transparent with how they’re building the best bank in Britain. I’m all in! Reviewed on: 14th January 2019
the_hamp's avatar
the_hamp

Addictive banking

5
The ease, efficiency and minimal cost of the app is amazing. The feature packed current account and app is second to none. Monzo has made me excited about banking. I sometimes find myself jut going into the app and exploring around because I enjoy it so much. Reviewed on: 14th January 2019
Chad Stephenson's avatar
Chad Stephenson

Amazing bank for the modern day

5
Makes managing my money easy for the first time in my life. Fair, honest, transparent. Thank you Tom and Monzo Team. Reviewed on: 14th January 2019
Ben Harris's avatar
Ben Harris

Innovation at its best

5
Monzo have completely revolutionised the banking industry in the UK. Levels above all the outdated traditional banks. Would recommend to everyone. Reviewed on: 14th January 2019
Jabbzie 's avatar
Jabbzie

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