Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19402 reviews)

View other Monzo products

4.93

Based on 19,402 reviews, last reviewed 28th Apr 2026

3226% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Really helpful customer service, solve most issues w... Really helpful customer service, solve most issues within a few hours. The early payday feature is a lifesaver, nice little thing to have. The perks p... Read more Reviewed on: 28th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19402)

Slick and modern with real-time updates

Very modern bank with an app that is very useful for budgeting, travelling abroad and what I like most is that all payments go out immediately Reviewed on: 14th January 2019

Awesome

Amazingly simple to use, truely putting customers first and protecting them. Going from strength to strength challenging the traditional banking norms Reviewed on: 14th January 2019

Banking reinvented

Starts from the needs of the customer not the legacy of banking. Excellent app, support, and communication. Reviewed on: 14th January 2019

Amazing customer service

Been using since beta and any questions I have had have been answered quickly and with the correct Info Reviewed on: 14th January 2019

Easily the best experience I've ever had with a bank (and possibly any other service)

Monzo is so far ahead of their competition that I don't even think it's fair to compare them with other banks. And sure, some other banks have come along and offered "modern" banking solutions, but Monzo speaks your language and, most importantly, is friendly and accessible, from the app to the actual people working there (whom I've had the pleasure to meet in person a few times). Reviewed on: 14th January 2019

Honest, open, fair while being good value

Monzo are my primary choice for two main reasons. I'm able to use it overseas with clear understanding of the costs - which a very few. Also their customer service is exceptional and so easy to access. Reviewed on: 14th January 2019

Best UK current account

The app just works and is hassle free. Reviewed on: 14th January 2019

In love with a bank. Crazy right?

You would think it’s impossible to love something so universaly vile and despicable as a bank. But Monzo just keeps turning that idea on its head: understanding, human, transparent, modern, fair, ...I literally can’t stop recommending them... insane right? Reviewed on: 14th January 2019

Super easy to use app

Simple to use app backed up by great support. Great value when using abroad. This bank feels like it’s on my side Reviewed on: 14th January 2019

Easy to use, fair and futuristic

Never had any issues with the app Great to be able to keep track of my expenses Reviewed on: 14th January 2019

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

FlexDirect
from Nationwide 4.61 from 371 reviews
Current Account
from permanent tsb 2.06 from 15 reviews
Plus Current Account
from The Cumberland 4.92 from 39 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Under 16s account
from Monzo 4.97 from 944 reviews
Flex Purchase credit card
from Monzo 4.97 from 3172 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub