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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Daily banking made easy

Monzo app has made keeping track of budget, sending and requesting money from friends and splitting group expenses, such a pleasant experience. Finally a bank that innovates! Reviewed on: 14th January 2019

Banking... but not as you know it!

Fantastic user experience with great customer support. Very easy app to use to even the biggest of technophobes! Would recommend to all my friends and family and have already converted lots of them! Reviewed on: 14th January 2019

Money management

This app really does help you manage money and finances better. unlike most banks, the user experience is the core product and not an after thought. Never going back. Reviewed on: 14th January 2019

The future of banking

Monzo has proven to be the best customer service, the best banking app and the most open banking experience I have ever had. Amazing! Reviewed on: 14th January 2019

Easy to use, amazing customer service.

Easy to use app, incredibly friendly and helpful customer service. Instant transactions for an easy way to track your spending. Effective ways to save money. And a coral coloured card - what more could you want?! Reviewed on: 14th January 2019

Best bank ever

Truly game changing bank giving you complete control of your finances at the touch of a button. Awesome. Reviewed on: 14th January 2019

Excellent company

Great mobile app! Great customer service. Reviewed on: 14th January 2019

Overhauled my Spending and Saving Experience

Never have I been able to save and understand my spending as much as I have with the Monzo app Reviewed on: 14th January 2019

Excellent bank and constantly getting even better

Monzo have so many features that I've been wanting from my old banks for years! They make banking simple and seamless and are constantly working on new features, taking customer feedback well into consideration. They work hard to keep customers safe and informed, and their app is so easy to use! Reviewed on: 14th January 2019

Great bank

Straight forward easy to use bank, with a highlight of amazing budgeting system Reviewed on: 14th January 2019

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