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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Innovative

5
Followed Monzo since it began though I didn’t join at first. Having watched for a while jumped bank and Monzo is my main bank l Reviewed on: 14th January 2019
Ian Clifford's avatar
Ian Clifford

Easy to use and simplifies banking

5
Easy to use and simplifies banking. Instant transaction notifications the biggest draw Reviewed on: 14th January 2019
Danny Ruddock's avatar
Danny Ruddock

Monzo is great.

5
Great bank. Great for travel. Best customer service. Reviewed on: 14th January 2019
Simon's avatar
Simon

Brilliant Bank

5
Brilliant bank, great values. Customer not number. Reviewed on: 14th January 2019
James's avatar
James

My favourite company let alone bank

5
I love everything monzo do and stand for! They are a great example of how a business should be run. Massive year for them this year to turn the company into a profitable one! Reviewed on: 14th January 2019
Matt Slater's avatar
Matt Slater

Best bank!

5
Best customer service I’ve ever experienced in a bank. Reviewed on: 14th January 2019
Maxthetenor's avatar
Maxthetenor

Makes managing money delightful

5
If you dreamt up the ideal bank account, it would look something like monzo. I've been with them since month 1 of alpha, and have had my salary paid in for more than a year. Couldn't ask for more, they are great. Reviewed on: 14th January 2019
James's avatar
James

Friendly, Transparent

5
Monzo are open and transparent about the product they're providing and care about the customer like no other bank does. I highly recommend Monzo. Reviewed on: 14th January 2019
Secretalias's avatar
Secretalias

Fantastic!

5
A breath of fresh air compared to legacy banking Reviewed on: 14th January 2019
keithy's avatar
keithy

Fantastic service from an amazing company.

5
Nothing I can fault about this bank. Customer service is a dying art and this company has proven time and time again that it is worth of my business. I have recommended all of my friends and family to the bank and will continue to do so! Reviewed on: 14th January 2019
Scott3142's avatar
Scott3142

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