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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Best new bank with customers at its heart

5
I use Monzo for all my daily spending. It’s good to have immediate confirmation of a transaction succeeding, with the confidence that fraudulent transactions will also be notified immediately so they can be stopped. Reviewed on: 14th January 2019
Kelvin Williams's avatar
Kelvin Williams

Exceptional bank with first class service.

5
I’ve been with Monzo for nearly 2 years, now and from their inception, they’ve pushed the envelope, and exceeding expectations of how banking should work for everyone, not the other way around. Watching them evolve and improve on a monthly basis is a joy, and revolutionary to traditional antiquated brick and mortar banks which remain stuck in the past. They certainly have my vote on being the best British bank. Reviewed on: 14th January 2019
Jassen Payen's avatar
Jassen Payen

Best Current Account Ever!

5
This company changed the way I manage my finances and my relationship with money. So much transparency and visibility from the app and from the company. The whole banking industry is starting to finally move because of the innovations by Monzo. Reviewed on: 14th January 2019
Dan Beddows's avatar
Dan Beddows

Exciting, easy and modern banking

5
From the get go Monzo make it easy. So easy in fact that everything happens automagically. The new stuff they bring to banking is exciting and if it ever goes wrong they are on hand immediately to help, Reviewed on: 14th January 2019
Budders93's avatar
Budders93

You know where your finances stand with Monzo

5
A Smart Bank. Theres nothing not to like. From the eye catching hot coral card to the connection you have with your own money. Reviewed on: 14th January 2019
Cathy Stewart Feenan's avatar
Cathy Stewart Feenan

Everything you could ask.

5
Perfect for young and old. Doesn’t pay a lot of interest but customer service is awesome. Reviewed on: 14th January 2019
Pedro Figueiredo's avatar
Pedro Figueiredo

The things they never told us, or just didn't want us to know!

5
Everyday of every year now, I find myself wondering how any of us finished school without knowing seemingly any if the really useful things that would affect us all in adulthood. How the country works, how government works, what drives the economy, how do mortgages work, international trade etc. I remember arguing with a friend back in 2008 about the recession, specifically he was putting forward that you Had to give the bankers they're massive bonus', otherwise they'd all leave to Switzerland, and it made me realise that banking was one of those things where we just accepted that they were in charge, that only they knew how it was done, and we should all be grateful the system exists, but now I really wanted to know what would happen if all the bankers Did all leave for Switzerland, how did they end up in banking anyway, what qualifications did they even possess, could they swim, what would happen if we threw them all in the sea!? It would take nearly another decade, but Monzo has finally done what no one else has, before then or since, and they've proved that it can and should be done for the people, in a way that benefits us all, so that we may educate the next generation of how to continue to innovate but also to provide the best damn service there is. Today I went full Monzo, and I am thoroughly looking forward to kicking gambling habits as much as I am becoming aware of All my habits, and how best to face the future. Reviewed on: 14th January 2019
Ben Shewchuk 's avatar
Ben Shewchuk

Not too shabby at all

4
Still a startup but the features the account has is fantastic. Just wish they paid interest. Reviewed on: 14th January 2019
Rich's avatar
Rich

I finally feel in control of my money

5
I have a much idea idea of what's going on with my finances, and that's all because of Monzo. The customer service is excellent too. Reviewed on: 14th January 2019
Paul's avatar
Paul

Has changed the way I think about Banks!

5
Before Monzo I had accepted the fact that banking would always be 'slow' and favour the wealthy, despite so many technologies making our lives easier, more real-time and democratic. Now I actually feel I have a bank that thinks and works for me. Real-time payment notifications, fee-free foreign exchange and most importantly; a conscience. Reviewed on: 14th January 2019
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ajc

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