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Monzo: Current account reviews

4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Monzo are amazing

4
Great service! Would highly recommend Reviewed on: 8th February 2018

Makes life so much easier

5
I love Monzo, because as a uni student, it makes budgeting so much easier! Keeping track of my spending and saving money has never been easier Reviewed on: 8th February 2018

Amazing amazing amazing

5
Innovative products, exceptional customer service, engaging and supportive banking! Reviewed on: 8th February 2018

BEST NEW BANK

5
Fantastic customer support. Really great and personable, go the extra mile! Reviewed on: 8th February 2018

Best app

5
The user experience via the app is amazing and the customer service is second to none. Reviewed on: 8th February 2018

Monzo are awesome

5
They're changing the face of banking, but also redefining customer service. The app is awesome and so easy to use - this is the future! Reviewed on: 8th February 2018

Great app for a little bank

5
I love Monzo's interface, ease of use and their values of transparency. Plus, no hidden fees and the best wholesale FX rates! Reviewed on: 8th February 2018

Best for customer service

5
Brilliant response time in app and love the instant notifications when I spend Reviewed on: 8th February 2018

Great customer service

5
Great experience, helpful and friendly ! Reviewed on: 8th February 2018

Class.

5
The Monzo Current Account is class with a capital class. Reviewed on: 8th February 2018

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