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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19407 reviews)

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4.85

Based on 19,407 reviews, last reviewed 4th Jun 2026

18% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Fab app, easy to use and manage finances The app is so easy to use, makes everything visible in one place and makes organising your finances a breeze Reviewed on: 4th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19407)

The Future!

Simply the best banking app that I’ve ever used, clearly only getting better. Reviewed on: 21st January 2018

Great Bank not traditional

Instant notifications and easy to understand spending habits make these better than traditional. Reviewed on: 21st January 2018

Convenient banking!

Very easy to see recent transactions and so many things that I can do on the app that other traditional banks don't offer. Reviewed on: 20th January 2018

Awesome

Awesome innovative features and lovely UK-based customer service. Highly recommend! Reviewed on: 20th January 2018

MONZO FOR THE WIN

Having used both Monzo and Starling for me Monzo prevails in almost everyway. Starling is 2 years old than Monzo and already Monzo is being compared with Starling . The pace in which Monzo is developing is fast and impressive! Monzo is very transparent about what they'd like to achieve and when and encourage community members to join in on the debate . I don't get a community feel from starling or any other legacy bank I've had! All I can say is 2018 watch Monzo develops and be apart of the growth ! Reviewed on: 20th January 2018

There is always Pepsi but Coke is better

Johnny come lately riding on the coat tails of fee free overseas cash. The current account is far from developed and hasn't really moved on from the pre paid card. Reviewed on: 20th January 2018

Excellent

Everything about this product is fantastic, from the ease of setting up the account to managing finances in the app. Fantastic product. Reviewed on: 19th January 2018

Getting there slowly

I use this as a spending money account as there are still some kinks to iron out but Monzo are very transparent about this. Reviewed on: 18th January 2018

Transparent, easy, intelligent.

A bank that is made with the person in mind rather than the bottom line. It helps me save money, reduces friction in paying friends and they talk to me as an adult rather than a bank account number. Reviewed on: 18th January 2018

Truly care about the customer experience

They do one thing right: current account. They are focused on their customers, they always come first. Transparency and care about the customers is the best I've seen in any of the challenger or existing banks. Reviewed on: 17th January 2018

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