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Monzo: Current account reviews

4.85
Based on 19,429 reviews, last reviewed 14th Jul 2026
99% decrease in 5 star reviews
in the past 90 days
94% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19429)

Fantastic user experience

5
Simple, straight forward and innovative. Reviewed on: 9th February 2018

Best bank ever

5
It works very well, it’s free and never tried to screw me. Reviewed on: 9th February 2018

WOWWWW

5
Monzo are awesome! So happy I'm a user, love the buzz of the community and the transparency of the company Reviewed on: 9th February 2018

Best banking app

5
Decent features and the app is the smoothest and most beautiful banking app in the Uk Reviewed on: 8th February 2018

Wicked

5
Have a monzo current account and it is absolutely the bees knees compared to my other current accounts! Reviewed on: 8th February 2018

Monzo makes banking easy!

5
Monzo has made banking much more appealing to everyone. With amazing customer service at heart, I am sure they make everyone’s experience as personal and a lot less stressful as they make my everyday banking. Thank you for making my banking experience in a new country a steady one! Reviewed on: 8th February 2018

I love the app and bank

5
I have been following Monzo and I love everything they're doing. The app is amazing, the customer support and how I can manage my money. Reviewed on: 8th February 2018

Amazing

5
This is the future of banking - lead the way! Reviewed on: 8th February 2018

Monzo are amazing

4
Great service! Would highly recommend Reviewed on: 8th February 2018

Makes life so much easier

5
I love Monzo, because as a uni student, it makes budgeting so much easier! Keeping track of my spending and saving money has never been easier Reviewed on: 8th February 2018

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