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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,429 reviews, last reviewed 14th Jul 2026
99% decrease in 5 star reviews
in the past 90 days
94% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19429)

Amazing experiences with monzo

5
Super happy with the features and quality of my new bank Reviewed on: 9th February 2018
Jack Ford's avatar
Jack Ford

Quick, easy, perfect

5
A great account that easily helps me manage my money. I can create pots to look after my money and to reach my goals. Easily and quickly send money to my friends and family. Perfect. Reviewed on: 9th February 2018
Liz Hamburger's avatar
Liz Hamburger

The way forward

5
Instant updates of when you spend money and everything is managed on my mobile phone. Easy to use and amazing customer service Reviewed on: 9th February 2018
Sarah's avatar
Sarah

monzo

5
Great way to keep track of spending. Reviewed on: 9th February 2018
zac's avatar
zac

Customer service is excellent and the app is so easy to use.

5
By far the best challenger bank. Although a little slower on features than other startups, I feel they do things the right way. Reviewed on: 9th February 2018
Oldeuboi's avatar
Oldeuboi

Monzo is the best

5
Monzo is the easiest banking service i have ever used. Reviewed on: 9th February 2018
Ww's avatar
Ww

A real refreshing approach and offering to banking. Their customer service is among the best in the world.

5
Simply put, awesome! This is what customer service should feel like. Responsive, open, honest and pioneering. I can't wait for them to move over to the current account and bring out amazing new features. Reviewed on: 9th February 2018
Sally Harper's avatar
Sally Harper

Efficient

4
Just recently opened up a monzo account a couple of weeks ago, so far so good! Very easy to use and is a great tool for keeping a close eye on the pennies! :-) Reviewed on: 9th February 2018
Chris Murray's avatar
Chris Murray

Helps to manage your spending and great for purchases abroad!

5
Great customer service + fun and super easy-to-use app. Having a main bank account with great FX rates is awesome too. Reviewed on: 9th February 2018
James Berry's avatar
James Berry

Banking at its best

5
Love the instant notifications, customer support, and all round tone of this company. Reviewed on: 9th February 2018
Chris Evans's avatar
Chris Evans

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