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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18795 reviews)

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4.93

Based on 18,795 reviews, last reviewed 17th Mar 2026

51267% increase in 5 star reviews

in the past 90 days

900% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is a fully regulated UK bank that runs almost... Monzo is a fully regulated UK bank that runs almost entirely through a mobile app, making it very convenient for day‑to‑day money management like spen... Read more Reviewed on: 17th March 2026

Latest lowest rating:

1

One of the badest bank you can ever bank with other... One of the badest bank you can ever bank with other bank are better tide bank is best to bank Reviewed on: 13th March 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18795)

Monzo’s Current Account is an absolute game-changer...

Monzo’s Current Account is an absolute game-changer if you’re looking for a super easy, budget-friendly banking experience. Their app is so user-friendly, and you get real-time notifications that help you keep an eye on your spending. No monthly fees, no extra charges on overseas transactions, plus handy budgeting features that let you set goals and track every penny. It feels like Monzo actually listens to customers, which makes everyday banking smoother and way less stressful. Highly recommended! Reviewed on: 27th March 2025

Monzo the greatest

Monzo is so quick and easy to use, it’s good for quick easy transfers with friends and it’s low fx rates mean it is perfect for someone who travels like myself Reviewed on: 27th March 2025

Amazing!

Had nothing but an amazing experience with Monzo, are great with giving tips on how to save money! Reviewed on: 27th March 2025

Brilliant Best app to use for my banking

Best app to use for my banking, no fees abroad, very reasonable interest rates. Always very informative, will be looking to switch other accounts to Monzo. Easy to use investment within the app. Reviewed on: 27th March 2025

Simple clear information, good customer service.

Simple clear information, good customer service. No problems Reviewed on: 27th March 2025

Great service one of the best bank ever been with re...

Great service one of the best bank ever been with really easy and simple great tutorial Reviewed on: 27th March 2025

Always they been better than high street banks, mode...

Always they been better than high street banks, modern app nothing to complain I recommend Reviewed on: 27th March 2025

monzo is the best online bank ive used.

monzo is the best online bank ive used. dont see myself changing from them Reviewed on: 27th March 2025

Top Qualtiy!!!

Great customer service, quick and easy interface to navigate. Great perks and easy to track spending and budgeting. Reviewed on: 27th March 2025

Clever, modern product with multiple offerings that...

Clever, modern product with multiple offerings that is easy to use and with no confusing jargon. Reviewed on: 27th March 2025

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