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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19407 reviews)

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4.85

Based on 19,407 reviews, last reviewed 23rd May 2026

60% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Financial Freedom I switched to Monzo this year and it has been absolutely the best thing in terms of visibility and management of my finances, not just across my Monzo... Read more Reviewed on: 23rd May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19407)

Always able to resolve issues or queries with barely...

Always able to resolve issues or queries with barely any wait time. Extremely good with any fraudulent activity possibilities. Great value for money with monzo perks, offering benefits no other banks do. Reviewed on: 22nd January 2026

I use Monzo as a small account to transfer funds to...

I use Monzo as a small account to transfer funds to my grandchildren. Over the last year i have contacted them to discuss my account and have found them helpful and knowledgeable. I have joined their daily savings plan and they are encouraging me to improve my financial position over the next 12 months. Reviewed on: 22nd January 2026

It has been simple easy and intuitive to bank with t...

It has been simple easy and intuitive to bank with them via the app Reviewed on: 22nd January 2026

Great customer service, good reminders about money a...

Great customer service, good reminders about money and benefits available. Covered by FSCS now too Reviewed on: 22nd January 2026

Easy to use great for anyone wanting to Budget with...

Easy to use great for anyone wanting to Budget with their money as you can have POS to split your salary up ; could be Car, Dentist etc. Reviewed on: 22nd January 2026

A* baking

Monzo is a bank app that is so easy to use, customer service is great and als easy to use abroad Reviewed on: 22nd January 2026

A bank FOR its customers

The savings challenge helped me out massively. Husband and I did one together and I even recommended it to my mother-in-law. Cashback on shops I usually shop at helped me to earn back £20 for the year. Can access your pay a day earlier that when it would usually have been paid. Just smart, forward thinking, FOR the customer type of bank. Reviewed on: 22nd January 2026

Great Value For Money

Great referral problem, staff are always happy to help on the app and membership program can give you money if you're lucky Reviewed on: 22nd January 2026

Good experience, I like how easy the app is to use

Good experience, I like how easy the app is to use and the way you can sort your money into pots and how easy it is to request money from others etc Reviewed on: 22nd January 2026

Monzo I find a very good bank they seem better than...

Monzo I find a very good bank they seem better than most High street banks , they help they are there and assist Reviewed on: 22nd January 2026

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