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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19407 reviews)

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4.85

Based on 19,407 reviews, last reviewed 23rd May 2026

60% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Financial Freedom I switched to Monzo this year and it has been absolutely the best thing in terms of visibility and management of my finances, not just across my Monzo... Read more Reviewed on: 23rd May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19407)

I think Monzo are great!

I think Monzo are great! They are so helpful if you have any issues and they offer so many benefits if you want to join the membership “perks”. Which with the high interest rate they offer for savings accounts it’s a no brainer really. Reviewed on: 22nd January 2026

Best app!

Best app! Early payments. And the saving challenge is brill. Reviewed on: 22nd January 2026

excellent

The application is very good and has a very good cashback at all times. Reviewed on: 22nd January 2026

Customer service is excellent and the best bank serv...

Customer service is excellent and the best bank service I have had Reviewed on: 22nd January 2026

I am very impressed with Monzo.

I am very impressed with Monzo bank as it is very easy to save up and create sinking funds, it has great interest rates and you can also open an ISA with the. It is a great bank. Reviewed on: 22nd January 2026

Fast and easy to understand app.

Fast and easy to understand app. Regular and clear updates to products and services Reviewed on: 22nd January 2026

Monzo is a very slick app, you can have pots, check...

Monzo is a very slick app, you can have pots, check your mortgage and explore what over payments would do, track and trace pensions and investment at whatever risk level you feel comfortable with, you also have the opportunity to get a double payday!! I love Monzo it’s, realtime banking, if a payment is gone or due it tells you, clear honest banking. Reviewed on: 22nd January 2026

Monzo best bank

Good to help you save and easy to use. App is very user friendly Reviewed on: 22nd January 2026

Like how you can split bills, or request money.

Like how you can split bills, or request money. handy for when on holiday or big groups. Reviewed on: 22nd January 2026

Easy Banking

I was a bit worried using Monzo at first, How wrong was I. Exceptional bank, Exceptional customer service and to top it off no foreign transaction charges. Absolutely brilliant 10/10 Reviewed on: 22nd January 2026

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