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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,432 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19432)

always was very good to m...

5
Been with them now 5 years always was very good to me and my needs Reviewed on: 23rd January 2026
Tal B's avatar
Tal B

I love Monzo !

5
I love Monzo ! I have used Monzo for about 6 months now and i am just about to switch my wages from being paid into my well known high street bank account to Monzo. I love how it updates instantly, you can access your wages a day early, it has little money saving incentives, it’s easy to use. All in all it’s fab. However I couldn’t rate the customer service as I have never had to use them but I’m sure they are just as amazing as the app. Reviewed on: 23rd January 2026
Jane carson's avatar
Jane carson

Easy, hassle free but help when needed.

5
Easy, hassle free but help when needed. Reviewed on: 23rd January 2026
Kirsty's avatar
Kirsty

Great features, easy to set up and use the app and a...

5
Great features, easy to set up and use the app and account compared to some other banks Reviewed on: 23rd January 2026
Jack T's avatar
Jack T

The most user friendly bank I have used, great featu...

5
The most user friendly bank I have used, great features with saving pots and discounts. Superb app. Reviewed on: 23rd January 2026
Louisa H's avatar
Louisa H

Easy to set up and use

5
Easy to set up and use. They make everything simple and have on line support. You can get paid your salary a day early which is super useful… Reviewed on: 23rd January 2026
katycole1981@icloud.com's avatar
[email protected]

Easy to use app and excellent features!

5
Easy to use app and excellent features! Reviewed on: 23rd January 2026
Michelle 's avatar
Michelle

Monzo - first class.

5
Easy to use and always available to help. Reviewed on: 23rd January 2026
Nick Forbes's avatar
Nick Forbes

Love love love Monzo

5
Ive been with Monzo for a few years now and the app is just absolutely brilliant, it does everything I need it to, its seamless, great UI and looks great as well. Ive signed up for the 1p challenge and its got a great little bit where you can hide the daily transactions so I dont even see the pennies going out, towards the end of the year might be harder but for now its a great little saving Reviewed on: 23rd January 2026
Lau91's avatar
Lau91

I've been with Monzo 5 years and they get better eve...

5
I've been with Monzo 5 years and they get better every year. The 1p challenge is a great idea for savings customer service is quick and very helpful no matter what query you have Reviewed on: 23rd January 2026
Linz7105's avatar
Linz7105

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