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Monzo: Current account reviews

4.93
Based on 18,860 reviews, last reviewed 20th Mar 2026
53367% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
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0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo is the best. Monzo is the best. I would recommend it to everyone Reviewed on: 20th March 2026
Esther T's avatar
Esther T

Latest lowest rating:

2

I have no experienta but i like thu try thancks I have no experienta but i like thu try thancks Reviewed on: 20th March 2026
Marius r's avatar
Marius r

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current account reviews (18860)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

5
Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Really useful feature, clear and easy to use.

5
Really useful feature, clear and easy to use. When I have connected to customer services they have been really helpful. Reviewed on: 18th March 2025

We have been with Monzo for 5 years now and since th...

5
We have been with Monzo for 5 years now and since the beginning it has supported us with our budgeting and managing our money. There is a range of benefits and when we’ve been abroad they’ve made it easy. Any issues I’ve had they’ve been really responsive and the security using the app is also brilliant. Being able to Freeze cards from within the app and all contact being through the app ensures the security for my banking. Reviewed on: 18th March 2025

Efficient and friendly !

5
Amazing and friendly service, i had a scam issue and they helped me freeze my card and order a new one. Thankfully due to their quick responses i had no money taken from me. Thank god for their accept/decline online payment feature Reviewed on: 18th March 2025

Easy to use.

5
Easy to use. Great features. Virtual cards from pots makes budgeting easy Reviewed on: 18th March 2025

Great bank!

5
Great bank, I especially love the pots and being able to pay direct debits from them. Reviewed on: 18th March 2025

Easy to set up, easy to use, easy to speak with peop...

5
Easy to set up, easy to use, easy to speak with people if needed Reviewed on: 18th March 2025

Like the year in Monzo feature and having everything...

5
Like the year in Monzo feature and having everything in one place Reviewed on: 18th March 2025

Really easy to use.

5
Monzo is really easy to use. I like that it helps me easily keep track of my spending each month and also save money in pots for different areas of spend. I also like the 1p savings challenge which is helping me to reach my end of year savings goal. Reviewed on: 18th March 2025

Helps us to organise our life

5
Great app. So easy to use. We have joint and current account. Helps us to organise our life. Reviewed on: 18th March 2025

Monzo is part of my life

5
Monzo is part of my life the flex ,the pots , virtual cards , round ups , all the banks in one place ,everything is just wow amazing . Reviewed on: 18th March 2025