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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18209 reviews)

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4.93

Based on 18,209 reviews, last reviewed 3rd Mar 2026

48450% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Great bank Monzo is a great bank to have a current account as well as savings account with. Reviewed on: 3rd March 2026

Latest lowest rating:

1

Been banking for a while with numerous banks but ti... Been banking for a while with numerous banks but till date I only faced an issue with Monzo who froze my account. Lots of frills but lacks confidence ... Read more Reviewed on: 25th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18209)

Review of the Monzo, Current account:

Straight forward Modern day banking

Queries are answered fast politely and followed up. Everything is simple to use and I’ve even converted my dad over as he hated online banking before and is now a pro! Thanks Monzo, keep up the hard work Reviewed on: 23rd February 2022

It smooth and easy to use any transaction fast inclu...

It smooth and easy to use any transaction fast including safe protection of fund Reviewed on: 15th February 2026

Really convenient.

Really convenient. Gives value for money. Reviewed on: 15th February 2026

It’s great, very easy to use, great visual represent...

It’s great, very easy to use, great visual representation Reviewed on: 14th February 2026

Just the right balance of features, both financial a...

Just the right balance of features, both financial and technical. Viewing all my accounts in one place is a real game changer for budgeting. A very reasonably priced offering for the perks plan, with practical things I actually use. Reviewed on: 14th February 2026

A really friendly company, to deal with.

A really friendly company, to deal with. Love the way it gives customers the correct balance at all times unlike some banks who hide transactions for a couple of days.. Reviewed on: 14th February 2026

Amazing platform

10/10 with any Monzo experience or I traction Reviewed on: 14th February 2026

Easy to use, plenty of options, friendly

Easy to use, plenty of options, friendly Reviewed on: 14th February 2026

I love it

Brill service and ace bank, love it and will always recommend, not just a “travel card” it’s a main bank for me. Reviewed on: 14th February 2026

Banking for the 21st Century

I have used Monzo for years and can categorically say that they are amazing and at the forefront of banking. I’ve never had any problems with them at all and I would recommend them to everyone Reviewed on: 14th February 2026

MonzoCurrentAccount

Great Bank use it as my main one Reviewed on: 14th February 2026

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