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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19421 reviews)

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4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19421)

Puts other banks to shame

It just works. I can’t believe it took this long, in this day and age, for a bank to be this easy. The features and things Monzo offer are fantastic - so much so that I see the other big banks rolling copy-cat stuff all the time. Their customer service is so far ahead of any other bank. Their transparency is so refreshing. There’s always room for improvement - and no company should ever be 100% trusted by their customers, but Monzo has done nothing to say otherwise - as far as I’m concerned. Reviewed on: 11th November 2019

Banking Made Easy and With Transparency

I had my NatWest account for years, but when I opened a Monzo account I switched over to them fully after a month because it was so simple to use, has great budgeting tools and has everything you need from a bank like FSCS protection. The customer service is friendly, modern and professional, plus they are very open about everything they do. Can't fault Monzo in the slightest! Reviewed on: 11th November 2019

Banking without a Headache

Banking without a Headache, they managed to take off all the hassle of owning a bank account. Reviewed on: 11th November 2019

Modern banking, its the future!

Great app packed with lots of features. Monzo is a transparent company and have changed the relationship between bank and consumer. Reviewed on: 11th November 2019

I worship at the altar of Monzo

Innovative, forward thinking, conscientious with a great user community. They’ve definitely put the fun back into Banking and Saving. Reviewed on: 11th November 2019

Best bank Ive ever had

Customer service is unreal. So fast, never had an issue with anything. Reviewed on: 11th November 2019

Modern bank

Modern app based bank that satisfies all my needs. Looking forward to future integrations. Reviewed on: 11th November 2019

Great Banking

I’m Italian, and I’ve come to the UK to study, opening a Monzo was hassle free and I had a card delivered to me within two days of applying for the current account. I’ve been using Monzo for almost two years as my main account, and have no complaints, their service is perfect and even if something ever goes wrong their customer service is always available and very friendly. They set a new standard for how banks should work for me, and having to deal with 4 hour office hours, paperwork and foreign currency transactions fees with banks back home in Italy makes me wish Monzo was everywhere! Reviewed on: 11th November 2019

Amazing

Love Monzo, every bit of it! So simple, so fast and reliable Reviewed on: 11th November 2019

Overhauled my Savings

Monzo has given me the tools to manage my savings efficiently with Pots, allows me to track spending with Summary and allows for easier splitting of transactions with family. The flexibility, speed and support they offer allows me to have much better control of my money. Reviewed on: 11th November 2019

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