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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18875 reviews)

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4.93

Based on 18,875 reviews, last reviewed 22nd Mar 2026

53867% increase in 5 star reviews

in the past 90 days

900% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

By far the easiest bank I’ve ever dealt with. I’ve banked with Monzo for about 4 or 5 years now. The whole process of switching was effortless. They literally switched everything for me in what fe... Read more Reviewed on: 22nd March 2026

Latest lowest rating:

2

I have no experienta but i like thu try thancks I have no experienta but i like thu try thancks Reviewed on: 20th March 2026

Read all reviews See your review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18875)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

I love how easy it is to deal with any fraud issues...

I love how easy it is to deal with any fraud issues and making updates to personal details has been super straightforward. The feature where you can check on the app to see if it is Monzo calling you is brilliant! Reviewed on: 18th March 2025

Favourite UK bank

Incredibly user-friendly UI, easy to navigate, simple and comprehensive language Reviewed on: 18th March 2025

Great UX, Great Benefits

Monzo has an incredible UX/UI first approach with their app, which is something I look for most in a modern bank provider. It doesn't hurt that their Max benefits are soo good too. Reviewed on: 18th March 2025

Just a great bank all around.

Just a great bank all around. Excellent customer service and easy to use app. Reviewed on: 18th March 2025

They've been nothing but great over the last 5 years.

They've been nothing but great over the last 5 years. They were helpful and rapid with a fraud case, their max plan has a tonne of great wee benefits & the app is the best banking app I've used. Features like the mortgage overpayment calculator have been so useful. Reviewed on: 18th March 2025

I have had an account with Monzo for several years a...

I have had an account with Monzo for several years and I can honestly say that your bank is simply THE BEST!!! Reviewed on: 18th March 2025

simple and effective banking

I have now banked with Monzo for over 6 years. And they have made banking so easy and simple. It's strange to think why banking before was ever so complicated to begin with. I have now closed all my other bank accounts and just use Monzo. Reviewed on: 18th March 2025

Great app, love the round ups, the pots, the 1p chal...

Great app, love the round ups, the pots, the 1p challenge, the minimalist card design but bold colour. Great bank. Reviewed on: 18th March 2025

The app is excellent, easy to manage all your funds...

The app is excellent, easy to manage all your funds Reviewed on: 18th March 2025

I've been with Monzo for years and i can't fault them.

I've been with Monzo for years and i can't fault them. The app is amazing and it helps me to keep on top of my expenses. Would recommend. Reviewed on: 18th March 2025

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