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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18877 reviews)

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4.93

Based on 18,877 reviews, last reviewed 22nd Mar 2026

53933% increase in 5 star reviews

in the past 90 days

900% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Amazing!! Ease of use, banking at your finger tips, easy to use app, good safety features, good offers including premium account with benefits. Good ways to sav... Read more Reviewed on: 22nd March 2026

Latest lowest rating:

2

I have no experienta but i like thu try thancks I have no experienta but i like thu try thancks Reviewed on: 20th March 2026

Read all reviews See your review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18877)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

My experience with monzo has been amazing!

My experience with monzo has been great, the customer service and customer chat is always available, i got scammed one and i was able to freeze my card immediatly, i love that i can make so many saving pods, and they have increased my credit limit to 500£ after 3 months of use, it is just a perfect bank. i highly reccomend. waiting to win that 1000£ :) Reviewed on: 18th March 2025

Great banking experience, competitive interest rates...

Great banking experience, competitive interest rates on saving accounts, and a great user interface, easy to transfer money to friends etc. Reviewed on: 18th March 2025

It’s been helpful using pots to manage my money.

It’s been helpful using pots to manage my money. I like monzo a lot. Very user friendly and intuitive to use. I recommend to everyone looking for a bank. Reviewed on: 18th March 2025

Monzo is great

Never had a problem with Monzo. Love their brightly coloured card, even managed to get a nice pink one. Reviewed on: 18th March 2025

Nothing is ever too much trouble so easy to deal...

Nothing is ever too much trouble so easy to deal with Reviewed on: 18th March 2025

Brilliant and seamless.

Brilliant and seamless. Customer-centric banking is the future! Reviewed on: 18th March 2025

Very user friendly

Very user friendly, and it makes banking fun which is I'm sure not a statement that has been used often! Reviewed on: 18th March 2025

Very easy to use and makes managing my money less fo...

Very easy to use and makes managing my money less formal Reviewed on: 18th March 2025

The easiest banking app to use

The easiest banking app to use, whether for bill payment splitting/transferring, or free card use in Europe. Reviewed on: 18th March 2025

Pretty flawless, intuitive UX and easy to understand

Pretty flawless, intuitive UX and easy to understand Reviewed on: 18th March 2025

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