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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18879 reviews)

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4.93

Based on 18,879 reviews, last reviewed 23rd Mar 2026

54000% increase in 5 star reviews

in the past 90 days

900% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Amazing. Amazing. Best and feel like family support banking. Expect more offers, cash back, prizes. Reviewed on: 23rd March 2026

Latest lowest rating:

2

I have no experienta but i like thu try thancks I have no experienta but i like thu try thancks Reviewed on: 20th March 2026

Read all reviews See your review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18879)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

I would never move banks

I would never move banks, 3 accounts in the UK and 2 in South Africa- Monzo is by far the best bank I’ve ever come across Reviewed on: 18th March 2025

The features monzo offers are incredible, especially...

The features monzo offers are incredible, especially with their perks account. A free greggs treat every week, cinema tickets etc. And on top of that, a fantastic budgeting system in the form of pots that i can split my bills and spending into. They also offer me their monzo flex card with low APR and a laid back flexible re-paymemt scheme. Just brilliant overall! Reviewed on: 18th March 2025

Monzo the best bank since. well, ever.

Monzo was the first banking account I opened for myself when I moved over to the UK. They make everything, from everyday spending and savings, to understanding finances and banking easy and relatable for the everyday person. Reviewed on: 18th March 2025

Love Monzo!

Love Monzo!!!!! So easy and efficient - modern day banking Reviewed on: 18th March 2025

Travel Account & Seamless Transferring

i like Monzo because of how easy it us to use for overseas travel and transfer money to all different currencies with no hassle. It also makes it super easy & seamless when transferring money to friends and family Reviewed on: 18th March 2025

Cut above the rest

I first set up my Monzo account, as a friend told me you can use the account internationally so it was a no brainer! I love that I can save money without even realising, by entering the 1p Saving Challenge. The £10 referral scheme to friends and family is also a great idea! I love how spending is broke down into categories, it makes it so much easier to track what you're spending. Reviewed on: 18th March 2025

love the app, really great UI and new features

love the app, really great UI and new features Reviewed on: 18th March 2025

Easy to use, love the app.

Easy to use, love the app. Like the savings options. Good innovation in banking. Reviewed on: 18th March 2025

Fingers in many bank pies, but Monzo is my favourite

I have multiple bank accounts but Monzo is by far the easiest to use, the most versatile, has loads of great features such as "pots" and "round ups" and you can actually personalise your experience using photos etc. If you want to make a large money transfer, their security features are quick and easy to navigate. Better than any of the traditional banks for sure. Reviewed on: 18th March 2025

There is nothing easier than Monzo

There is nothing easier than the Monzo app for banking. Everything you could possibly need is in there, and more. Interacting with customer support is a doddle, and they’re very responsive and quick to find a solution. The days of physical banks are numbered. Reviewed on: 18th March 2025

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