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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18881 reviews)

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4.93

Based on 18,881 reviews, last reviewed 24th Mar 2026

54067% increase in 5 star reviews

in the past 90 days

900% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Never had a problem, just once my card was cloned an... Never had a problem, just once my card was cloned and couldn't get my money back. Reviewed on: 24th March 2026

Latest lowest rating:

2

I have no experienta but i like thu try thancks I have no experienta but i like thu try thancks Reviewed on: 20th March 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18881)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

I love Monzo.

I love Monzo. I've slowly moved all my banking across, including my pension, investments, savings and joint account. Reviewed on: 18th March 2025

Can't fault it

Very simple bank to utilise, having everything in the app means I can arrange money anytime, anywhere. Also offering really good savings rates compared to others in the market. Having a built in investments platform is amazing, will allow anybody to begin their investment journey with ease. My favourite feature of Monzo and the one I recommend people to use is the £0 fees on international spending, I have used my card around the world with no issues at all. Reviewed on: 18th March 2025

Great user-app experience, even better LinkedIn posts.

Great user-app experience, even better LinkedIn posts. Reviewed on: 18th March 2025

Full Monzo experience

As someone who has gone "full Monzo" I couldn't be happier with how it all works for me. From automated savings pots to credit card and mortgage integration, I feel like I have everything I need at my fingertips. Reviewed on: 18th March 2025

Loving Monzito

Ive been a member since 2019 and it was around those times that i found about smart banks which monzo obviously comes under. Ive never had a bad experience with them, the chat team are always so polite and make you feel comfortable and accommodated - they even offer support emotionally, mentally and financially. Reviewed on: 18th March 2025

All my friends use Monzo as it's so easy to send mon...

All my friends use Monzo as it's so easy to send money to each other. For bills I can easily separate my salary into pots to keep things organised. Reviewed on: 18th March 2025

Amazing app, everything is very easy to view and use

Amazing app, everything is very easy to view and use. Love the categorisation Reviewed on: 18th March 2025

Excellent service, the best budgeting tools, and sup...

Excellent service, the best budgeting tools, and super easy to use. I always know where I am within the month and it's clear how I'm spending Reviewed on: 18th March 2025

Amazing bank

Very user friendly app. Responsive customer service Reviewed on: 18th March 2025

Monzo is the modern solution to banking.

Monzo is the modern solution to banking. I've been always satisfied with ALL their products. Reviewed on: 18th March 2025

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