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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18959 reviews)

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4.93

Based on 18,959 reviews, last reviewed 24th Mar 2026

56633% increase in 5 star reviews

in the past 90 days

900% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Ive been with Monzo for about 10 years and they have... Ive been with Monzo for about 10 years and they have been ahead of the game with banking and app functions and usability. I am using more and more of ... Read more Reviewed on: 24th March 2026

Latest lowest rating:

2

I have no experienta but i like thu try thancks I have no experienta but i like thu try thancks Reviewed on: 20th March 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18959)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

I love monzo

Monzo have been an excellent bank, when my purse was stolen they immediately stopped my card, refunded the fraudulent payments and my new card arrived the next day. Their premium account is such good value for money with things like RAC cover, rail cards and airport lounges Reviewed on: 18th March 2025

Helped with saving for our wedding

It has been so easy setting up an account with Monzo and with all the pots you can create it’s made it easy for us to manage bills and save for our wedding this year! Reviewed on: 18th March 2025

Great account, lots of useful functionality

Great account, lots of useful functionality Reviewed on: 18th March 2025

great at keep me in budget with partner

Had one with my partner joint card its great at keeping us in budget and also now using nearly everything that monzo has to offer... Investment and savings Reviewed on: 18th March 2025

Fraud resolution

Had a fraud issue and was resolved very quickly, couldn't have been happier. Reviewed on: 18th March 2025

I moved to the UK 6 years ago and opened a Monzo acc...

I moved to the UK 6 years ago and opened a Monzo account within a day of landing. Never looked back. I used Monzo for all my banking and as long as I'm in the UK I always will. I recommend all my friends to use Monzo Reviewed on: 18th March 2025

Stressfree joyful banking

Awesome ever since i joined about 8 years ago - brought joy to daily banking experience Reviewed on: 18th March 2025

So easy to set up and use.

So easy to set up and use. Interest rates are all reasonable and the way the provider info is really easy for the customer. Love all of the functionality of setting up different pots and helping to manage money. Reviewed on: 18th March 2025

Excellent customer service, easy to manage and love...

Excellent customer service, easy to manage and love the pots/ bills option. Also love the child account linked to current account as I can see what he’s spending and it’s easy to send pocket money across. Reviewed on: 18th March 2025

Here's why you should vote for monzo

Never had a bad thing happen compared to other banks where I have been scammed Reviewed on: 18th March 2025

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