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Monzo: Current account reviews

4.93
Based on 18,987 reviews, last reviewed 25th Mar 2026
57533% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Amazing!! Fantastic bank, way ahead of the curve! Reviewed on: 25th March 2026
Natalie w's avatar
Natalie w

Latest lowest rating:

2

I have no experienta but i like thu try thancks I have no experienta but i like thu try thancks Reviewed on: 20th March 2026
Marius r's avatar
Marius r

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current account reviews (18987)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

5
Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Absolutely love Monzo

5
Absolutely love Monzo, so easy to use, great that it’s customisable, very visual, value for money with the account levels, brilliant features Reviewed on: 12th March 2025

Great account for travellers and day to day living

5
I’ve had a Monzo account since 2016 and it makes my life so much easier. I love how easy it is to keep track of my transactions and I’m able to tag them for searching later. I also really enjoy being able to put my money into pots and how easy it makes travelling to other countries and keeping track of spending. Reviewed on: 12th March 2025

I'm very happy with Monzo, it's my main account.

5
I'm very happy with Monzo, it's my main account. Reviewed on: 12th March 2025

Overall good

4
Not incredibly easy to contact but good once contact has been made and quick to try resolve issue. Easy and stress free to make transfers and split bills. Reviewed on: 12th March 2025

They make one of the most mundane things (banking) a...

5
They make one of the most mundane things (banking) actually quite fun. They keep providing me with more value and more no-brainer ways of saving money (like their recent 1p saving challenge) and also explain things in simple terms. Couldn’t recommend them enough (and always am!). Reviewed on: 12th March 2025

Such a slick mobile banking experience compared to t...

5
Such a slick mobile banking experience compared to the clunky experience of traditional banks. Easy to use app with excellent interface and features!! Reviewed on: 12th March 2025

Flawless for 8 years, League's ahead.

5
Have been flawless for 7+ years, many different products and when I've needed help Reviewed on: 12th March 2025

Great bank and love their savings accounts also very...

5
Great bank and love their savings accounts also very easy to use Reviewed on: 12th March 2025

Finances can be fun with Monzo

5
I have been with Monzo for 7 years and without fail, they are my go-to when I'm travelling. In the last 4 years, however, I have been using them as my current account and all the perks that come with it are so exciting, fresh and fun. They make dealing with finances easier to digest, more informative and exciting. The stats give me a detailed insight into my spending and financial awareness is such an important life skill these days and Monzo always ensure they stay relevant. Reviewed on: 12th March 2025

Very good bank with excellent customer service and g...

5
Very good bank with excellent customer service and great support Reviewed on: 12th March 2025

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