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Monzo: Current account reviews

4.93
Based on 19,070 reviews, last reviewed 26th Mar 2026
60267% increase in 5 star reviews
in the past 90 days
1000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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3%
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0%
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0%
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1%

Latest highest rating:

5

Amazing Monzo! I was reluctant to leave what would be classed as a main stream high street bank. however it was the best thing I did! Exceptional products, exception... Read more Reviewed on: 26th March 2026
David R's avatar
David R

Latest lowest rating:

2

I have no experienta but i like thu try thancks I have no experienta but i like thu try thancks Reviewed on: 20th March 2026
Marius r's avatar
Marius r

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current account reviews (19070)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

5
Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Great current account.

5
Great current account. Have recently upgrade my account membership and really seeing the benefits. Reviewed on: 11th March 2025

Great all rounder

5
Great for savings pots and knowing where your money is going. Good interest rates and for setting savings goals. Reviewed on: 11th March 2025

Easy to use, lots of features & affordable!

5
Easy to use, lots of features & affordable! Reviewed on: 11th March 2025

monzo account

5
Visually appealing and able to clear see money in all accounts, real time notification on purchases, helpful customer service Reviewed on: 11th March 2025

Best bank ever!

5
Love Monzo, best bank ever and so many useful features such as the savings pots and credit score insights. Love that it's easy to split bills with friends and the fact they can 'thank' you for the payment and you get a wee notification. Also bonus having bright colours in the app and the actual physical cards. Reviewed on: 11th March 2025

Brilliant Account Great Service Fantastic app

5
Brilliant Account Great Service Fantastic app Reviewed on: 11th March 2025

Easy to use app

5
Easy to use app with great features like pots. And brilliant customer service if something goes wrong Reviewed on: 11th March 2025

Brilliant app, but the paid for features aren’t quit...

5
Brilliant app, but the paid for features aren’t quite enough to justify me spending money on it. The customer service can also be a bit flawed. Reviewed on: 11th March 2025

Straight forward, easy to use.

5
Straight forward, easy to use. App interface is intuitive and it's pretty simple to figure out how to do something when it comes to your money. Reviewed on: 11th March 2025

Monzo is like a pizza - perfection

5
Monzo is like a pizza - perfection Reviewed on: 11th March 2025