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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18209 reviews)

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4.93

Based on 18,209 reviews, last reviewed 3rd Mar 2026

48450% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Great bank Monzo is a great bank to have a current account as well as savings account with. Reviewed on: 3rd March 2026

Latest lowest rating:

1

Been banking for a while with numerous banks but ti... Been banking for a while with numerous banks but till date I only faced an issue with Monzo who froze my account. Lots of frills but lacks confidence ... Read more Reviewed on: 25th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18209)

Review of the Monzo, Current account:

Have only recently opened an account and it is great...

Have only recently opened an account and it is great and easy to use Reviewed on: 28th March 2025

It’s just works.

It’s just works. If you want to design the perfect bank with the ability to enforce budgets with pits, encourage saving with savings pots and all the budgeting tools you need, no need as Monzo has it. Reviewed on: 11th February 2026

Monzo is the best bank I've ever used.

Monzo is the best bank I've ever used. They are innovative, completely customer-focussed and have introduced me to new and unique ways of managing my money for the better. I can't recommend them highly enough! Reviewed on: 11th February 2026

Easy to use & accessible

Despite not having a physical branch, the app is always easy to use and accessible. Reviewed on: 11th February 2026

I have been using Monzo and recommending Monzo for y...

I have been using Monzo and recommending Monzo for years! Great product. Reviewed on: 11th February 2026

Easy to use, informative customer service

Easy to use, informative customer service Reviewed on: 11th February 2026

Good bank.

Good bank.App is easy to use, have never had any problems with my banking Reviewed on: 11th February 2026

I love all my saving pots

I love all my saving pots that give a good rate across all of them. This means I have a better track of my money Reviewed on: 11th February 2026

Simple processes - prompt responses - overall effect...

Simple processes - prompt responses - overall effective and straightforward day to day money management Reviewed on: 11th February 2026

I love how easy it is to use and how great you can o...

I love how easy it is to use and how great you can open savings pots. I’ve never had any issues and the customer service people are always so helpful. I’ve processed 1 chargeback and it was so simple and easy to do. Reviewed on: 11th February 2026

Simply the best

It’s simply the best current account I’ve ever had.:’Pots, round-ups, cashback… oh my! Reviewed on: 11th February 2026

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