Write a review

Newsletter

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

View other Monzo products

4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Smooth banking.

Smooth banking. App a bit cluttered. Reviewed on: 3rd March 2025

Nothing but praise.

Nothing but praise. Excellent products and perks. Easy to use app Reviewed on: 3rd March 2025

Good UX!

Good UX! Something something something... Reviewed on: 3rd March 2025

Amazing account

I was worried that a completely online bank would mean less support but it's been simpler than traditional high street banks at every turn. No more struggling to find time to get into a branch. The app is easy and it makes everything so simple Reviewed on: 3rd March 2025

Excellent service

Easy fast best bank app is easy to access everything Reviewed on: 3rd March 2025

Monzo is the best bank ever for everything!

Monzo is the best bank ever for everything! I would NEVER move banks ever again!.. Monzo is the absolute best.. Love everything about it.. Reviewed on: 3rd March 2025

Enjoy using my Monzo card

Enjoy using my Monzo card as it seems to offer more incentives like discounts on products unlike other banks Reviewed on: 3rd March 2025

Fast easy efficient banking.

Fast easy efficient banking.Can complete transactions fast keep track of your day to day finances. Reviewed on: 3rd March 2025

100% would recommend

Not had a bad experience with Monzo, easy to do everything and secure . Reviewed on: 3rd March 2025

Master of Internet banking.

Very easy to access all transactions. Reviewed on: 2nd March 2025

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Student Current Account
from Halifax 4.27 from 11 reviews
Cashback Plus Debit Card
from RBS 3.83 from 4 reviews
Graduate Current Account
from Bank of Ireland 0.00 from 0 reviews

Want to see more from Monzo?

Flex Purchase credit card
from Monzo 4.90 from 3185 reviews
Under 16s account
from Monzo 4.89 from 945 reviews
Investments
from Monzo 4.86 from 1142 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub