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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Monzo gave me credit card and loan when other banks...

Monzo gave me credit card and loan when other banks refused to do so. Also Monzo has made all process so easy Reviewed on: 2nd March 2025

Monzo is my Primary account

Overall it was great experience to have Monzo, its makes simple Reviewed on: 2nd March 2025

Great! Monzo is Amazing

Great! Monzo is amazing! The monzo flex helped me a lot. Reviewed on: 2nd March 2025

Good so far and flex is super.

Good so far and flex is super. Helps you Reviewed on: 2nd March 2025

Brilliant bank, use it often.

Brilliant bank, use it often. Never had any issues. Reviewed on: 2nd March 2025

Simple and easy online banking with additional offer...

Simple and easy online banking with additional offers abd products easy to access Reviewed on: 2nd March 2025

Great bank easy to do everything, from sending money...

Great bank easy to do everything, from sending money to friends and family to spending money in store and online can’t fault monzo for anything, paying in cheques was a good experience as had trouble with Barclays online banking Reviewed on: 2nd March 2025

Proud Monzo user for four years

I have been using Monzo flex for four years now. It’s a great bank for internationals in the UK. Love their flex card and the fact that I can get paid early. Now even better that I can send money internationally to my loved ones and see my credit score all in one app. Highly recommend Reviewed on: 2nd March 2025

Best credit cards service good Echange rate

Best credit cards service good Echange rate Reviewed on: 2nd March 2025

I was encouraged to get Monzo by a friend as we shar...

I was encouraged to get Monzo by a friend as we shared a lot of expenses when going out or doing the weekly shop, now the ease of Monzo is just the norm, I question why other banks don’t have the same ease of use Reviewed on: 2nd March 2025

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