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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19124 reviews)

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4.93

Based on 19,124 reviews, last reviewed 30th Mar 2026

61767% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Initially got Monzo for fee free transactions in Vie... Initially got Monzo for fee free transactions in Vietnam. Its now my go to. Reviewed on: 30th March 2026

Latest lowest rating:

1

My experience is with Monzo is not good I had a acc... My experience is with Monzo is not good I had a account with Monzo service is poor . I have closed my Monzo account. Reviewed on: 27th March 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19124)

Help with fraud

Monzo helped me with fraud, was sorted within an hour Reviewed on: 10th February 2025

I get very anxious about money but Monzo does so muc...

I get very anxious about money but Monzo does so much to help with that. Really modernising how you handle your money and making it common sense. Reviewed on: 10th February 2025

Excellent efficient service.

Excellent efficient service. Staff always on had to support and help. Love that you can if you wish to have access to any payments early Reviewed on: 10th February 2025

Monzo have been making it easier from the start!

Monzo have been making it easier from the start! Slick mobile Banking app, gorgeous interface, and their LinkedIn posts are just top! Reviewed on: 10th February 2025

Good Bank

New to Monzo, so far so good never had any issue. Reviewed on: 10th February 2025

Monzo is a fantastic bank.

Monzo is a fantastic bank. I have been using them for a personal a joint account for many years and the features and customer service support never disappoint. You can always trust the Monzo team to keep delivering new and interesting functionality at a much faster pace than their competitors! Reviewed on: 10th February 2025

Split the bill functionality is amazing

Split the bill functionality is amazing Reviewed on: 10th February 2025

Excellent!

Excellent!This is a bank for human. Love it! everything is smooth and no hidden thing, no hassle!! Reviewed on: 10th February 2025

Always great service and support.

I've been a Monzo customer since 2017, and never had an issue. Always great service and support. Reviewed on: 10th February 2025

Amazing in app experience

Amazing in app experience. Incredibly easy to use and never goes down! Reviewed on: 10th February 2025

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