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Monzo: Current account reviews

4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Monzo is easy to use and customer service is great...

5
Monzo is easy to use and customer service is great Reviewed on: 2nd March 2025

Magical Monzo

5
The easiest app and the things you can do with Monzo is amazing Reviewed on: 2nd March 2025

Great service great insights and easy navigation on...

5
Great service great insights and easy navigation on the app. Level of service is second to none and perks Reviewed on: 2nd March 2025

The best current account on market

5
Super simple to use, fast and great features Reviewed on: 2nd March 2025

Best bank!

5
Best bank! I’m very happy to be a customer of this bank! Reviewed on: 1st March 2025

Everytime I've spoke to someone from monzo they have...

5
Everytime I've spoke to someone from monzo they have helped me with my request very helpful Reviewed on: 1st March 2025

Great bank - would highly recommend.

5
I have only had positive experiences with Monzo. I've recently signed up for their Max account and feel it truly let's you be in full control of your finances with great extra perks too! Reviewed on: 1st March 2025

Awesome Bank.

5
Awesome Bank. User friendly. Very helpful. Very satisfied. Reviewed on: 1st March 2025

Easy to use on line bank have not had any...

4
Easy to use on line bank have not had any problems Reviewed on: 1st March 2025

Monzo is easy and straightforward to use.

5
Monzo is easy and straightforward to use. They are always suggesting ways for me to save and invest my money. They are a great bank. Reviewed on: 1st March 2025

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