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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Extremely clever account Many perks and handy pots w...

Extremely clever account Many perks and handy pots with in your account Reviewed on: 1st March 2025

Great bank

Monzo advises of up and coming payments so you never miss anything. Also dealt with customer services who were excellent and solved my query Reviewed on: 1st March 2025

Excellent service.

Excellent service. Love Monzo products. Had a unique good experience since opening an account with Monzo. Reviewed on: 1st March 2025

I love it!

I love it! I’m able to organise my money into pots. I can see where my money is going & it’s helped me to get out of debt. I even save money now! I’ve loved it & recommend it to people. I know of at least 3 people who are now with Monzo. All this because one woman recommended it on TikTok. It’s genuinely changed my life Reviewed on: 1st March 2025

Amazing Service

Amazing service from top to bottom Reviewed on: 1st March 2025

Wouldn't bank with anyone else!

Monzo has been my main account for the last 6 years and I honestly wouldn't bank with anyone else. The app is amazing and far superior to any other banking app - I use the app for all sorts; my main account, linking accounts and credit cards from other banks, tracking my mortgage, credit score and now my pension. Customer support has always been great too. Reviewed on: 1st March 2025

I LOVE Monzo!

I have been delighted with Monzo since the first day I joined them. I find them easy, reliable, and love every extra thing they offer. Reviewed on: 1st March 2025

Excellent service and easy banking.

Excellent service and easy banking. Love the way you can have pots to help you put money aside Reviewed on: 1st March 2025

good interest rates on deposits fast work

good interest rates on deposits fast work Reviewed on: 1st March 2025

Best online bank so far.

Best online bank so far. Easy to use and customer service is the best. Reviewed on: 1st March 2025

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