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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

I have only had an excellent experience.

I have only had an excellent experience. Reviewed on: 1st March 2025

Straight forward easy to use

Monzo accepted me without any issues and love being with them straight forward and easy to use Reviewed on: 1st March 2025

I am very satisfied with Monzo bank.

I am very satisfied with Monzo bank. The bank provides me a lot of options and if you need extra money than you can get loan in a minute which is amazing. Also the app is so useful and never had an issue since 4 years. I would like to recommend Monzo to everyone. Reviewed on: 1st March 2025

Monzo have always been amazing, I will continue to b...

Monzo have always been amazing, I will continue to bank with them Reviewed on: 1st March 2025

A Bank Account With Lots of Value

I like the fact that all cards/bank accounts can be linked and visible. Savings, investments and 1p challenge are all options to help you save all in one place. Monzo flex is perfect if you want to pay over a period of time without getting a loan. And of course there are perks. Reviewed on: 1st March 2025

Love the app, everything is so easy to do

Love the app, everything is so easy to do Reviewed on: 1st March 2025

Great communication and excellent customer service a...

Great communication and excellent customer service and support Reviewed on: 1st March 2025

Monzo helped me budget and in turn get my mortgage

I wish some of the features were a basic but monzo has been pivotal in my budgeting and overview of spending and savings. I wouldn't have my first home without it Reviewed on: 1st March 2025

Excellent service.

Excellent service. Good condition and help everything Reviewed on: 1st March 2025

What a bank should be.

Very simple, user friendly app. Incredibly well integrated credit card. Overall, a simple, easy-to-use bank. What a bank should be. Reviewed on: 1st March 2025

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