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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

This bank account has everything I need

This bank account has everything I need Reviewed on: 1st March 2025

Just think how you check in with your customers is v...

Just think how you check in with your customers is very unique and everything you have done for me so far is so different from the high street banks Reviewed on: 1st March 2025

Monzo has helped me manage my finances and consolida...

Monzo has helped me manage my finances and consolidate all my savings and investments into a single app so I can see everything in one place. With the trends feature, I can see how much left I have to spend each month and which category my spending is going too. Reviewed on: 1st March 2025

Really good bank

Really good account and added benefits Reviewed on: 1st March 2025

I’m thankful to monzo bank for the service

I’m thankful to monzo bank for the service Reviewed on: 1st March 2025

Do the important stuff

They do everything that a bank needs to do but importantly they do it very well without any fuss. Reviewed on: 1st March 2025

A Modern Banking Experience Highly Recommended!

As an international student, I’ve used several UK banks, but Monzo stands out as one of the most convenient and user-friendly options. 1. Seamless Account Opening: The entire process is online, quick, and hassle-free—perfect for students and newcomers. 2. Excellent Mobile App: The app is well-designed, intuitive, and offers real-time transaction notifications, budgeting tools, and savings features. 3. Transparent Fees: No hidden charges, fair exchange rates for international payments, and reasonable withdrawal limits compared to many other digital banks. 4. Great Customer Support: Fast response times and friendly support, making issue resolution smooth and efficient. 5. Perfect for Daily Use: Supports Apple Pay/Google Pay, easy transfers, and an overall seamless banking experience. Overall, Monzo is a top-tier example of modern banking. I’m very satisfied and would highly recommend it to anyone looking for a hassle-free and efficient banking service! Reviewed on: 1st March 2025

It works for me

I am well informed and I have in instant access. Reviewed on: 1st March 2025

Very user friendly, easy to send and receive money,...

Very user friendly, easy to send and receive money, split bills, categorise spending, link to other accounts. I absolutely love it. It’s a friendly and eye catching interface. It offers things that other banks don’t. Reviewed on: 1st March 2025

The GRAND old duke of york

I love Monzo, even more than I love my niece, who turns 13 years old today, and loves nothing more than winding up the dog. Reviewed on: 1st March 2025

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