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Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19128 reviews)

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4.92

Based on 19,128 reviews, last reviewed 30th Mar 2026

61867% increase in 5 star reviews

in the past 90 days

1700% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo’s features and the app are far better than any... Monzo’s features and the app are far better than anything else and they have good customer service Reviewed on: 30th March 2026

Latest lowest rating:

1

Do NOT USE monzo do not keep your money safe You do not keep money safe! Had fraudulent activity for the 2nd time this time amounting to a couple of hundred and Monzo decided to not give my money... Read more Reviewed on: 30th March 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19128)

Monzo was the first mobile bank App I added to my ph...

Monzo was the first mobile bank App I added to my phone. Its easy to use and has great features, including saving and investment pots. Reviewed on: 10th February 2025

Monzo is an easy and user friendly bank service - th...

Monzo is an easy and user friendly bank service - the interface is great and the products they offer - even for the free version - are great and help save money/track your spending. I love their pots feature! Reviewed on: 10th February 2025

Best bank I’ve had in a while

Best bank I’ve had in a while, never had any issues, security checks are always in place which is brilliant Reviewed on: 10th February 2025

Monzo has better interest rates, very friendly UI an...

Monzo has better interest rates, very friendly UI and best part is the conversion rates when i travel for holidays and business Reviewed on: 10th February 2025

Opening an account has helped me take control of my...

Opening an account has helped me take control of my finances. Sav8ng money has become easier and now I am no longer stressed about money Reviewed on: 10th February 2025

Awesome experience, is such a bank that you can rely...

Awesome experience, is such a bank that you can rely on provided you follow the pros and cons Reviewed on: 10th February 2025

I love Monzo, the budgeting tools within the app are...

I love Monzo, the budgeting tools within the app are amazing and I feel confident I can get all bills paid without any confusion or overspending. Reviewed on: 10th February 2025

couldn’t ask for a better banking experience.

couldn’t ask for a better banking experience. monzo make it so easy to save, to track spending, to change anything (like address or name), to both set up and cancel join accounts. genuinely there is no bank that is so unique and SO CUSTOMER FOCUSED. i recommend monzo to literally every person i meet. Reviewed on: 10th February 2025

Simple and easy to ise

Good and simple to set up the account, app interface is very easy to understand and the idea of the perks plans are just the icing on the cake in my opinion Reviewed on: 10th February 2025

Accessible

The best thing for me is being able to have 'pots' for my money it's like having several accounts all under one account with east access absolutely brilliant! Reviewed on: 10th February 2025

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