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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Love that I can take my card overseas and not come h...

Love that I can take my card overseas and not come home to hefty fees/charges. Reviewed on: 28th February 2025

Monzo delivers an exceptional user experience throug...

Monzo delivers an exceptional user experience through its app. From its sleek design to helpful money-saving tips, I’ve truly enjoyed being a customer. The app also offers a range of incredibly useful features. For instance, you can track your mortgage, see how much you have left to pay, and monitor your equity with ease. Reviewed on: 28th February 2025

Very intuitive app, makes managing money a breeze so...

Very intuitive app, makes managing money a breeze something the bigger banks have had years to help us with and failed Reviewed on: 28th February 2025

Faultless app based Bank, never known it to be inacc...

Faultless app based Bank, never known it to be inaccessible Reviewed on: 28th February 2025

They make everything so easy

I have never had any issues with Monzo. I get excited when I hear money going in to my account, getting paid early, my free weekly greggs and a whole lot more. They just make everything so easy. Reviewed on: 28th February 2025

Great app for keeping all money organised.

Great app for keeping all money organised. Investing is so simple plus the round up function is great Reviewed on: 28th February 2025

Amazing Easy to use

Easy to use app, everything can be done via app Reviewed on: 28th February 2025

Vanguard of modern day banking

At the vanguard of modern day banking offering a plethora of incredibly useful services. Reviewed on: 28th February 2025

Good app

Their app has a fast paced easily navigable interface and I can manage my money a lot more efficiently Reviewed on: 28th February 2025

Best fintech bank out there

Great bank that listens to it’s customers that develops innovation and empowerment Reviewed on: 27th February 2025

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