Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19129 reviews)

View other Monzo products

4.92

Based on 19,129 reviews, last reviewed 30th Mar 2026

61900% increase in 5 star reviews

in the past 90 days

1700% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I have had the best banking experience with Monzo ,... I have had the best banking experience with Monzo , so excited to see what the future holds for us . Reviewed on: 30th March 2026

Latest lowest rating:

1

Do NOT USE monzo do not keep your money safe You do not keep money safe! Had fraudulent activity for the 2nd time this time amounting to a couple of hundred and Monzo decided to not give my money... Read more Reviewed on: 30th March 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19129)

Accessible

The best thing for me is being able to have 'pots' for my money it's like having several accounts all under one account with east access absolutely brilliant! Reviewed on: 10th February 2025

Very easy in all aspects

Very easy app to operate, good loan process and transparency in everything they do, which is rare for banks! Reviewed on: 10th February 2025

Monzo is a good communicator

Monzo is not just a bank to use money from it is also a savings hub for our different projects. The money is constantly growing but also easily available. Monzo also keeps us up to date about improving our accounts. A good communication bank. Reviewed on: 10th February 2025

It makes daily money management very easy.

It makes daily money management very easy. It allows you to have complete visibility of your financial situation very efficiently. Your mobile phone is enough to do all your banking. Reviewed on: 10th February 2025

The most awesome account I have ever had.

The most awesome account I have ever had. To think I used to use a spreadsheet to manage my finances. Monza is just phenomenal. Reviewed on: 10th February 2025

Great app. Makes sorting and saving money simple.

Brilliantly simple app which makes keeping on top of your money simple. I love the ‘round up’ feature that can make saving up seem effortless. The ‘pots’ are also great for sorting your money for different things. Reviewed on: 10th February 2025

Monzo has everything fintech !

Monzo has everything fintech ! Even using links to send/receive money at ease!, helping us to save my creating the 1penny yearly savings challenge and basically being the best bank app! I just love Monzo Reviewed on: 10th February 2025

Easy, fast, Monzo

Easy to use application with great UX. Reviewed on: 10th February 2025

i love monzo

very good experiance i love monzo Reviewed on: 10th February 2025

Performance

Easy to use and understand. Suitable for all age group people. Simple yet powerful UI. Reviewed on: 10th February 2025

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal bank account
from Investec 4.52 from 3 reviews
FlexAccount
from Nationwide 4.49 from 1065 reviews
Current Account
from ICICI Bank 5.00 from 2 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Under 16s account
from Monzo 4.98 from 923 reviews
Flex Purchase credit card
from Monzo 4.97 from 3086 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub