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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Easy Peasy

Easy to use app, love using pots for my bills and scheduled payments, easy to schedule and make payments, love how they tell you how much money is left for the month, easy access to savings and I like the daily interest update. Also, love the daily 1p challenge! Reviewed on: 27th February 2025

Great app, like the analytics function, rounding up...

Great app, like the analytics function, rounding up and helping me with saving money. Reviewed on: 27th February 2025

Very easy to set up and App is very easy to use.

Very easy to set up and App is very easy to use and links well to other banks. The savings challenges and savings pots are also great and encourage you to make little changes. Also allows you to track spending across multiple bank accounts Reviewed on: 27th February 2025

A good bank

The app is very easy to use, easy to send and receive money. I’ve not had any issues. I haven’t had to contact customer service so can’t comment on that, but good experience so far. Reviewed on: 27th February 2025

Love Monzo!

very easy to use the Monzo app, everything is explained well and there is plenty of advise or answers for any questions you may have. Reviewed on: 27th February 2025

Seamless app, intuitive and easy to use.

They have a brilliant app which is very easy to set up and use. They have a referral scheme which I've not managed to use as all my friends/family are already with them. Haven't had any issues with the app/service at all. There's currently a saving competition on at the moment which for once in my life has encouraged me to save, which is no mean feat. I would recommend Monzo to anyone who will listen (and those who don't, too!). Reviewed on: 27th February 2025

A bank for the future and the present.

A bank for the future and the present. just works, great app, Monzo is up to date not stuck in the past Reviewed on: 27th February 2025

Good service

Acceptable level of service & excellent live notifications Reviewed on: 27th February 2025

A great online bank

I've never had any issues with monzo! The app is great, the savings features are excellent and I am happy I chose to bank with them. Reviewed on: 27th February 2025

Faultless

I can’t fault this bank. Very few issues and the ones I have had have been of my own doing and rectified immediately.. Reviewed on: 27th February 2025

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Monzo: Current account reviews

68% decrease in 5 star reviews

10% increase in 1 star reviews

Latest highest rating:

5

Latest lowest rating:

1

About this product

Review Monzo: Current account now

Best British bank 2025

Best banking app 2025

Monzo Current account reviews (19422)

Easy Peasy

Great app, like the analytics function, rounding up...

Very easy to set up and App is very easy to use.

A good bank

Love Monzo!

Seamless app, intuitive and easy to use.

A bank for the future and the present.

Good service

A great online bank

Faultless

Review Monzo: Current account now

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