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Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19129 reviews)

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4.92

Based on 19,129 reviews, last reviewed 30th Mar 2026

61900% increase in 5 star reviews

in the past 90 days

1700% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I have had the best banking experience with Monzo ,... I have had the best banking experience with Monzo , so excited to see what the future holds for us . Reviewed on: 30th March 2026

Latest lowest rating:

1

Do NOT USE monzo do not keep your money safe You do not keep money safe! Had fraudulent activity for the 2nd time this time amounting to a couple of hundred and Monzo decided to not give my money... Read more Reviewed on: 30th March 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19129)

GREAT EXPERIENCE

My experience with Monzo has been great so far, my accounts were easy to set up and I love the 1p challenge function! The marketing on Linkedin is top notch! Reviewed on: 10th February 2025

Monzo gives me financial control that I want to have...

Monzo gives me financial control that I want to have with a plethora of features, accounts and goodies. Once everything is set up, I can rely on Monzo to sort, save, and invest my money the way I want. Reviewed on: 9th February 2025

The only thing I would want to change with my experi...

The only thing I would want to change with my experience is that you update the spending tracker I get paid every 4 weeks but it only allows you to renew the spend you’ve left after bills monthly! Reviewed on: 9th February 2025

The back for the busy people

Ease of use and availability, this bank is for the busy people. Good features on the app make things easy to understand and the terms are comparable with other banks, sometimes more favourable. Reviewed on: 9th February 2025

I love monzo always have always will

I love monzo always have always will Reviewed on: 9th February 2025

Very nice experience.

Very nice experience.good Coustmer care Reviewed on: 9th February 2025

Best bank around

Amazing polite helpful great knowledge and the understanding is amazing .The under 16yr ilds account is great my daughter loves it being able to control her spending. The 1p savings a day is amazing .All my children have a monzo account Reviewed on: 9th February 2025

I love Monzo

I love Monzo so easy to use and I also have the Monzo credit card Reviewed on: 9th February 2025

Im hqppy with monzo

I'm happy with monzo its trust and easy to manage and no fee on transactions .I highly recommend Reviewed on: 9th February 2025

Really simple and easy to use app.

Really simple and easy to use app. Simple to set up & work with Reviewed on: 9th February 2025

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