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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Great place to save

Love using the pots to save for various things. Reviewed on: 27th February 2025

Modern Banking, Simplified

Monzo is a fantastic, user-friendly banking app. Real-time spending notifications and "pots" for saving are excellent. Easy setup, instant card freezing, and responsive customer service make it a top choice. While lacking physical branches, the app's convenience is unmatched. Highly recommended. Reviewed on: 26th February 2025

It's that good

You don't even need to call customer service, it's that good. The Max plan is great value too. Reviewed on: 26th February 2025

Banking exactly how it should be! Thank you Monzo

For every element of banking I have done with Monzo the service has been great. From moving money about, changing deposit amounts to raising fraud cases etc the team have been on hand to help me every step of the way Reviewed on: 26th February 2025

Modern bank

Monzo has an easy to use app, transactions come through instantly and I receive notifications for any payment going in or out which is great. Reviewed on: 26th February 2025

A quick and easy application process with clear info...

A quick and easy application process with clear information and instructions. Reviewed on: 26th February 2025

Great bank

The Monzo app is very easy to use with some great features. Excellent for using overseas as well. The ability to to save "round up" amounts into a separate savings account is excellent as well. Transactions are also extremely up to date, usually appearing instantaneously - handy for having an accurate balance Reviewed on: 26th February 2025

I find it easy to manage my account via the...

I find it easy to manage my account via the app Reviewed on: 26th February 2025

Smooth and easy to use app with all easy features...

Smooth and easy to use app with all easy features Reviewed on: 26th February 2025

Monzo money management made easy

Monzo just works - really painless to use, feels like money and with pots gaining interest I can put money aside for all the things that happen in a year. I can put money aside for holidays etc and know I can afford it. It has seriously helped me avoid getting into debt. Reviewed on: 26th February 2025

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