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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18211 reviews)

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4.93

Based on 18,211 reviews, last reviewed 4th Mar 2026

48550% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Easy saving, great use of card abroad I have managed to save with my Monzo account which I'd found hard before Using my card abroad is very easy and paying friends internationally has been... Read more Reviewed on: 4th March 2026

Latest lowest rating:

1

Been banking for a while with numerous banks but ti... Been banking for a while with numerous banks but till date I only faced an issue with Monzo who froze my account. Lots of frills but lacks confidence ... Read more Reviewed on: 25th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18211)

Review of the Monzo, Current account:

Straight forward Modern day banking

Queries are answered fast politely and followed up. Everything is simple to use and I’ve even converted my dad over as he hated online banking before and is now a pro! Thanks Monzo, keep up the hard work Reviewed on: 23rd February 2022

I have used my account purely for saving and using a...

I have used my account purely for saving and using abroad, it's been great, love all the features and hasn't let me down Reviewed on: 10th February 2026

Enabled me to get out of my debt

Amazing for all banking, saving for many different things. Also helped me get out of debt Reviewed on: 10th February 2026

Absolutely love Monzo!

Absolutely love Monzo! Spent years switching to bank after bank until we chose Monzo. We’ll never switch again! Reviewed on: 10th February 2026

The best digital bank and app in the UK, hands down.

The best digital bank and app in the UK, hands down. Reviewed on: 10th February 2026

App is far better than banks like Barclays.

App is far better than banks like Barclays. Everything in one place, and few perks available. The Flex option gives a peace of mind, on last minute expenses. Reviewed on: 10th February 2026

So easy and there’s so much you can do

So easy and there’s so much you can do within the Monzo app, I really like how clear everything is to understand and track your spending Reviewed on: 10th February 2026

Like a banking breath of fresh air

Like a banking breath of fresh air Reviewed on: 10th February 2026

Amazing bank, flexible and easy to save.

Amazing bank, flexible and easy to save. Adds interested as well as other benefits Reviewed on: 10th February 2026

Best flex and Current account- the app and tracking...

Best flex and Current account- the app and tracking is unparalleled Reviewed on: 10th February 2026

I think it’s such an easy and convenient bank to use...

I think it’s such an easy and convenient bank to use and great benefits. Even for transactions between friends just makes everything so much easier Reviewed on: 10th February 2026

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