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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Excellent bank services

I am so happy to have a bank account with Monzo. There are no hidden costs and app is easy to use. Easy to replace lost cards and easy to download my bank statement . It has Flexi as well and my child now has his own debit card from Monzo. Reviewed on: 11th February 2025

Superb account.

Superb account. App is great to use. Customer service when I need them are very helpful. Don’t normally need them because of the fantastic help resources. Reviewed on: 11th February 2025

Fantastic layout, easy to use, help to organize the...

Fantastic layout, easy to use, help to organize the spending. Responsive and effective. Reviewed on: 11th February 2025

Easy to use competitive rates excellent credit card...

Easy to use competitive rates excellent credit card including with options of payments immediately transfers to other banks quick and safe Reviewed on: 11th February 2025

5 star customer service - excellent wellbeing team w...

5 star customer service - excellent wellbeing team when using the app chat. Makes customers feel supported. Reviewed on: 11th February 2025

Simply the best

Fantastic. The best bank I have ever come across in 53 years of banking. Reviewed on: 11th February 2025

Very good, reliable.

Very good, reliable.catering all my needs for the last 4 years Reviewed on: 11th February 2025

All good, but LLP

All good! Would be great to have an account for LLP as well. Reviewed on: 11th February 2025

Great baking app, most things can be done instantly...

Great baking app, most things can be done instantly without going to a branch. Reviewed on: 10th February 2025

Monzo and me

Monzo makes managing my money easy, I especially like the 1p savings challenge. Reviewed on: 10th February 2025

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