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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Great app.

Great app. Slightly too upselling on the paid features. Reviewed on: 10th February 2025

Extremely user-friendly.

Extremely user-friendly. Protects the customers. Reviewed on: 10th February 2025

Great service great bank great app great great great...

Great service great bank great app great great great Great service great bank great app great great great Reviewed on: 10th February 2025

Never had any problems whatsoever.

Never had any problems whatsoever. Just consider the perks to be good value for money Reviewed on: 10th February 2025

I have been with monzo and have not looked back.

I have been with monzo and have not looked back. GReat service, easy to use. I love the updates too Reviewed on: 10th February 2025

Monzo was my choice when I had to Reset my finances

Monzo current account was my choice when I had to Reset my financial issues. With Monzo, I was able to see exactly where money was going, by using pots, and helped me plan my route to a debt free future. I'm now in a position to start using the savings products that Monzo offers. Reviewed on: 10th February 2025

Monzo, number one Bank.

Very responsible staff who are great at communicating with customers. Reviewed on: 10th February 2025

Has revolutionised my relationship with money.

Has revolutionised my relationship with money. Reviewed on: 10th February 2025

Excellent customer service.

Excellent customer service. Very fast in resolving problems. Very useful products Reviewed on: 10th February 2025

Love the app experience and the early payday

Love the app experience and the early payday Reviewed on: 10th February 2025

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