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Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19135 reviews)

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4.92

Based on 19,135 reviews, last reviewed 1st Apr 2026

93200% increase in 5 star reviews

in the past 90 days

1700% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Been with Monzo for years now, cannot fault it Been with Monzo for years now, the features only help me save money and keep track of what I've spending, where and allow me to compartmentalize my mo... Read more Reviewed on: 1st April 2026

Latest lowest rating:

1

Do NOT USE monzo do not keep your money safe You do not keep money safe! Had fraudulent activity for the 2nd time this time amounting to a couple of hundred and Monzo decided to not give my money... Read more Reviewed on: 30th March 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19135)

Effortless user experience, customer experience and...

Effortless user experience, customer experience and a good laugh on social media platforms. Reviewed on: 8th February 2025

Customer focused

So easy to navigate app. Monzo are often the innovators for new ways of banking. A good industry ‘disruptor’, in what is often a very traditional way of doing things. Breath of fresh air! Reviewed on: 8th February 2025

The bank that doesn’t feel like a bank.

The bank that doesn’t feel like a bank. Reviewed on: 7th February 2025

10/10 everyone needs monzo

It offers so much and is super user friendly, can’t recommend it more Reviewed on: 7th February 2025

I love being able to categorise my spending and set...

I love being able to categorise my spending and set budget goals. So helpful! Reviewed on: 7th February 2025

Love Monzo, it’s the best current account

Love Monzo, it’s the best current account Reviewed on: 7th February 2025

Best bank in the UK

I like Monzo application, it looks so modern comparing to its competitors, so every time I open the app I am pleased with the experience of managing my money Reviewed on: 7th February 2025

Great bank

Great bank and wide range of services can’t fault them Reviewed on: 7th February 2025

Pots & Get Paid Early! Win win!

Great bank! Easy to use. savings pots & paid early are just great features! Reviewed on: 7th February 2025

So many ways of viewing your expenditure and organis...

So many ways of viewing your expenditure and organising it. Monzo is the only bank I’ve enjoyed rather than tolerated using Reviewed on: 7th February 2025

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