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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Monzo has been my bank for 6 years.

Monzo has been my bank for 6 years. They’ll continue to be my bank for many more years. Great UX in a banking app makes such a difference. Time of voice, ease of use, and simplicity driving the flow throughout their application. Add that with amazing features, functionality and products. You’ll win me every time. Reviewed on: 10th February 2025

Help with fraud

Monzo helped me with fraud, was sorted within an hour Reviewed on: 10th February 2025

I get very anxious about money but Monzo does so muc...

I get very anxious about money but Monzo does so much to help with that. Really modernising how you handle your money and making it common sense. Reviewed on: 10th February 2025

Excellent efficient service.

Excellent efficient service. Staff always on had to support and help. Love that you can if you wish to have access to any payments early Reviewed on: 10th February 2025

Monzo have been making it easier from the start!

Monzo have been making it easier from the start! Slick mobile Banking app, gorgeous interface, and their LinkedIn posts are just top! Reviewed on: 10th February 2025

Good Bank

New to Monzo, so far so good never had any issue. Reviewed on: 10th February 2025

Monzo is a fantastic bank.

Monzo is a fantastic bank. I have been using them for a personal a joint account for many years and the features and customer service support never disappoint. You can always trust the Monzo team to keep delivering new and interesting functionality at a much faster pace than their competitors! Reviewed on: 10th February 2025

Split the bill functionality is amazing

Split the bill functionality is amazing Reviewed on: 10th February 2025

Excellent!

Excellent!This is a bank for human. Love it! everything is smooth and no hidden thing, no hassle!! Reviewed on: 10th February 2025

Always great service and support.

I've been a Monzo customer since 2017, and never had an issue. Always great service and support. Reviewed on: 10th February 2025

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