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Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19137 reviews)

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4.92

Based on 19,137 reviews, last reviewed 1st Apr 2026

93300% increase in 5 star reviews

in the past 90 days

1700% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Transparency is everything and they absolutely naile... Transparency is everything and they absolutely nailed it. Easy access savings and decent interest rates. An app that always seems to keep one step a... Read more Reviewed on: 1st April 2026

Latest lowest rating:

1

Do NOT USE monzo do not keep your money safe You do not keep money safe! Had fraudulent activity for the 2nd time this time amounting to a couple of hundred and Monzo decided to not give my money... Read more Reviewed on: 30th March 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19137)

Not all heroes wear capes

I used to be terrible at managing money, have regular panic attacks and bouts of depression towards the end of the month, Monzo literally helped fix all that. It has helped me budget my money, save regularly (something I would never do previously) and keep me on track so I don't go back to how things were. Not all heroes wear capes. Reviewed on: 7th February 2025

I’ve been using since day 1 and made how I handle an...

I’ve been using since day 1 and made how I handle and deal with money a breeze Reviewed on: 7th February 2025

Does everything I need and more.

Does everything I need and more. The app works very well everything is easy to find and intuitive. The functionality that comes with Max is also great. Really like the tracking features for spending, and separate pots to break up costs. Reviewed on: 7th February 2025

Best bank account ever.

Best bank account ever. Been using it for many years, absolutely love it. Reviewed on: 7th February 2025

Love Monzo!

Love Monzo!!!!! Fantastic app and user experience Reviewed on: 7th February 2025

I love monzo - they make banking easy and fun!

I love monzo - they make banking easy and fun! Reviewed on: 7th February 2025

Social Media Influence

Their social media presence made me download the app and sign up, but having done so I have found it to be the best account going Reviewed on: 7th February 2025

Everything is so easy user friendly and the service...

Everything is so easy user friendly and the service and features are amazing Reviewed on: 7th February 2025

So simple to use.

So simple to use. Everything is intuitive and the prompts are easy to understand without being intrusive Reviewed on: 7th February 2025

More banks need to move with the times!

More banks need to move with the times! Reviewed on: 7th February 2025

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