Write a review

Newsletter

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

View other Monzo products

4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Amazing in app experience

Amazing in app experience. Incredibly easy to use and never goes down! Reviewed on: 10th February 2025

Amazing overall, with cashback and the greatest app

Amazing overall, with cashback and the greatest app Reviewed on: 10th February 2025

Love the card and app

Great experience overall. The app is easy to use , intuitive and I love that Monzo makes managing my finance simple and straightforward. Reviewed on: 10th February 2025

Very easy to use App and user friendly.

Very easy to use App and user friendly. Good services Reviewed on: 10th February 2025

Great user experience, simple to use and very tangib...

Great user experience, simple to use and very tangible value and benefits Reviewed on: 10th February 2025

Amazing bank.

Amazing bank. Great service! Monzo is excellent Reviewed on: 10th February 2025

Positive experience so far

So far my experience with monzo has been a really positive experience all round, its actually starting to teach me to save, something which I've not done a lot of before. The reminder that the next time I use my card it needs to be chip and pin is a really handy feature Reviewed on: 10th February 2025

Best bank iv ever had 5 stars

Best bank iv ever had super easy and get paid early Reviewed on: 10th February 2025

Easy to use with many features to make banking more...

Easy to use with many features to make banking more simple Reviewed on: 10th February 2025

Supportive and innovative banking

I love Monzo, feels like it's really levelled up banking. They are supportive as well as innovative - it feels like they care about customers while also pushing boundaries (not sacrificing one for another) Reviewed on: 10th February 2025

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Instant Access Multi Currency Account
from iFAST Global Bank 4.74 from 620 reviews
Choice Current Account
from Danske Bank UK 3.79 from 22 reviews
FlexPlus
from Nationwide 4.46 from 362 reviews

Want to see more from Monzo?

Flex Purchase credit card
from Monzo 4.90 from 3185 reviews
Under 16s account
from Monzo 4.89 from 945 reviews
Investments
from Monzo 4.86 from 1143 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub