Write a review

Newsletter

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

View other Monzo products

4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

They are a great bank - easiest app I have...

They are a great bank - easiest app I have used Reviewed on: 10th February 2025

App is incredible

Great accounts but what is best is the app. It is full of very useful tool and works really well. Customer service is also quick to solve issues. Reviewed on: 10th February 2025

Great customer service - helped me with a dispute

Great customer service - helped me with a dispute Reviewed on: 10th February 2025

Amazing worryfree experience

Overall experience has been amazing, I no longer worry about accessing my own money. I find it extremely easy to split bills, budget and invest all within the single app. Since switching to Monzo, I've deleted all other 3rd party money management apps, as they're simply unnecessary now. Reviewed on: 10th February 2025

Revolutionary

Monzo’s app has changed the way I manage my finances completely Reviewed on: 10th February 2025

Monzo has been great since the very beginning!

Monzo has been great since the very beginning! They are always introducing new things to benefit their customers and I feel safe banking with Monzo. When im abroad, I just tap my phone away as I know all my transactions will be accurate and I won’t be charged interest. Reviewed on: 10th February 2025

Great bank easy to use, app is really simple and the...

Great bank easy to use, app is really simple and the saving rates are good Reviewed on: 10th February 2025

Love Monzo products.

Love all the Monzo products, suit my needs and purpose. Products tailored as per customer requirements. Lot of flexibility. Easy to manage my account. Easy to manage App - Quite simplified Reviewed on: 10th February 2025

Easy to use, fast and convenient.

Easy to use, fast and convenient. Had to use customer service for the first time and it was sorted within the hour Reviewed on: 10th February 2025

Fantastic Bank - Couldn’t Ask For More

Really easy to join, helpful customer service and they are paving the way for the future of banking. Reviewed on: 10th February 2025

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Everyday current account
from Santander 4.01 from 205 reviews
Reward Account
from NatWest 4.64 from 990 reviews
Current account
from Citibank 3.18 from 10 reviews

Want to see more from Monzo?

Flex Purchase credit card
from Monzo 4.90 from 3185 reviews
Under 16s account
from Monzo 4.89 from 945 reviews
Investments
from Monzo 4.86 from 1143 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub