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Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19134 reviews)

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4.92

Based on 19,134 reviews, last reviewed 31st Mar 2026

93150% increase in 5 star reviews

in the past 90 days

1700% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Reliable. Always works worldwide - reliable. Good notifications. Reviewed on: 31st March 2026

Latest lowest rating:

1

Do NOT USE monzo do not keep your money safe You do not keep money safe! Had fraudulent activity for the 2nd time this time amounting to a couple of hundred and Monzo decided to not give my money... Read more Reviewed on: 30th March 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19134)

Monzo does modern digital banking right

I switched from Natwest as their banking app and customer support was poor. Their online services were convoluted. Monzo is much simpler and makes it easier to track my finances. They embrace digital and do it properly, they keep the experience simple and straightforward. Instant notifications on your phone are a bonus. Reviewed on: 8th February 2025

All good apart from one small thing.

The only downside is the reduction in interest on savings when other banks are maintaining theirs at a higher rate. Apart from that all is good :) Reviewed on: 8th February 2025

Great abroad good saving opportunities excellent cus...

Great abroad good saving opportunities excellent customer service Reviewed on: 8th February 2025

I have good experience simple and powerful

I have good experience simple and powerful Reviewed on: 8th February 2025

Everything works, no worries

Everything works, no worries or stress even when things don't go as planned Reviewed on: 8th February 2025

My favourite UK bank

Very easy to navigate the app and move money. The pots are brilliant and help remove stress from managing bills. Reviewed on: 8th February 2025

Simple and flexible.

I like the many options of pots and virtual cards. Aswell as being able to spend abroad without fee. All in all monza is very flexible, has great features and helps me manage money well. The credit options are also very good and easy to access. Reviewed on: 8th February 2025

Best current account!

I love how you can see an overview of all your other cards, even non-Monzo ones. It really makes it feel like my "financial hub". Also appreciate the quick customer service Reviewed on: 8th February 2025

Good bank.

Good and perfect bank.. easy online banking.. Monzo app very easy Reviewed on: 8th February 2025

learn, save and invest, with Monzo!

Since being with Monzo, I've learnt how to manage money, invest and have been able to utilise Thier pots feature to the fullest to help future me! Reviewed on: 8th February 2025

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