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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Over 4 years of great experience

I've been Monzo user for over 4 years now. The app is amazing, I can do everything from my phone, receive and send money. Organise my expenses and schedule payments. The app is really flexible, and the customer support was always there when I had questions! Reviewed on: 11th February 2025

My Monzo

It allows me to keep track of spending and keep track of savings Reviewed on: 11th February 2025

It very reliable and easy to get hold of customers s...

It very reliable and easy to get hold of customers service on the app Reviewed on: 11th February 2025

Loads of great features

I love auto exporting my transactions to a google sheet, virtual cards (so online transactions aren’t linked to my physical card) and linking other accounts into Monzo so I can see all my transactions. Reviewed on: 11th February 2025

The best bank

Easy to use. Great in UK and internationally. Pots are so helpful to save with and can transfer in and out so easily! Reviewed on: 11th February 2025

Best bank in the world, so user friendly, amazing cu...

Best bank in the world, so user friendly, amazing customer service, intuitive use. Monzo should be everyone's go-to bank Reviewed on: 11th February 2025

Could not ask for more!

My very first bank in the UK and the best! Reviewed on: 11th February 2025

You know you can bank on this bank.

Everthing asked for has been delivered, with the right help given. Reviewed on: 11th February 2025

Great bank, friendly and fast customer service and t...

Great bank, friendly and fast customer service and the most user friendly app that i've used in banking. I really like that you get a live picture of your money at the time and you're not waiting to see if there are purchases waiting to come from your account. I like how easy it is so send and recieve money from friends and family. The pots system is brilliant for budgeting! Reviewed on: 11th February 2025

Marvellous Monzo

Info is very slick from Monzo,…daily tracking of the interest ….1pence per day has caught on ( I know at least 6/8 people ) who have joined in …international rates are very good …plus it itemises every what you have spent Reviewed on: 11th February 2025

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