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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Amazing service, the app if very modern and easy to...

Amazing service, the app if very modern and easy to use Reviewed on: 11th February 2025

Brilliant way to bank, as well as invest, save and m...

Brilliant way to bank, as well as invest, save and manage own pension with fun perks. Reviewed on: 11th February 2025

This is a bank that builds products for real people,...

This is a bank that builds products for real people, truly making money work for everyone. Reviewed on: 11th February 2025

Monzo ease of use

simply find using Monzo easy to use. Instant notification’s, trends to show spending and balance predictions makes budgeting so much easier. Reviewed on: 11th February 2025

One of the most simple easy to use banks highly reco...

One of the most simple easy to use banks highly recommended Reviewed on: 11th February 2025

Great current account

Great current account with easy to use app Reviewed on: 11th February 2025

Great freebies with the Max current account make exc...

Great freebies with the Max current account make excellent value for money .. breakdown and travel insurance for the whole family, lots of cashback offers and a free sausage roll every week. Reviewed on: 11th February 2025

Easy app to use and there is way more to banking tha...

Easy app to use and there is way more to banking than normal companies, I love using monzo Reviewed on: 11th February 2025

The ease-of-use App is my favourite thing about Monzo.

The ease-of-use App is my favourite thing about Monzo. Their App is slick, functional and so damn easy to use. win win win! Reviewed on: 11th February 2025

Love monzo, so easy to use and so many features.

Love monzo, so easy to use and so many features. Reviewed on: 11th February 2025

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