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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Excellent service

I had a fantastic experience using Monzo during last 6 years, the interest rate and using my card during travels make my life easier Reviewed on: 12th February 2025

It’s very easy, everything is in one app and gives y...

It’s very easy, everything is in one app and gives you so much more things to do than just a banking app! Reviewed on: 12th February 2025

It's pretty great overall, but has it's quirks.

It's pretty great overall, but has it's quirks. Their customer service can't tell you anything relating to your credit and eligibility for products. They don't offer the same categorisation features for OpenBanking connected accounts. Their new "Perks" account has some fairly uninspired perks, such as Greggs (the worst snack option) or Vue (the worst cinema chain) and specifically only Pizza Express. Not much in terms of Perks in my opinion. How about instead of the £15 I'd save on cinema and Greggs I don't want anyway they offered one of the premium credit agencies services? Or something else finance related? I don't want my back to pretend to know what fast food I like. Reviewed on: 12th February 2025

It's just great.

It's just great. Seemless services that work for me and my money. Reviewed on: 12th February 2025

Excellent modern day bank

Excellent bank, easy to use - nice perks Reviewed on: 12th February 2025

My experience .

All my deals with Monzo have been Positive . Reviewed on: 12th February 2025

I hate to admit it I work for a high street bank but...

I hate to admit it I work for a high street bank but Monzo offers a premium service with out the hassle and premium price. Reviewed on: 11th February 2025

I love Monzo, makes banking so easy.

I love Monzo, makes banking so easy. I've recommended so many people to it. I first got Monzo for travel but now it's my current amount and I have a joint current with my partner too - plus an ISA and several saving pots! I like keeping tabs on what I'm saving and it's so easy to save for specific things. Also nobody does social media like Monzo, they're awesome and so entertaining! Like how they use their data for fun insights like where people eat the most Pret Vs Gregs. Reviewed on: 11th February 2025

loving monzo...

loving monzo I'm rubbish at saving and monzo is helping me with that, it's great! Reviewed on: 11th February 2025

Great experience!

Great experience! Trends feature is an incredibly useful tool to get holistic view on your finances. Highly recommended Reviewed on: 11th February 2025

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