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Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19142 reviews)

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4.92

Based on 19,142 reviews, last reviewed 2nd Apr 2026

93500% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Customer service any issues have been dealt with quickly and can be easily accessed at a later date for reference. Reviewed on: 2nd April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19142)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Extremely easy to use, really friendly UI, and I lov...

Extremely easy to use, really friendly UI, and I love the instant notifications/balance update. Overall excellent product and I recommend it to all my friends and family! Reviewed on: 16th April 2024

Top tier banking

It's easy! I always recommend Monzo to all of my friends and family. Reviewed on: 16th April 2024

Great usability

really great banking experience, very user friendly interface, both with features and style. Reviewed on: 16th April 2024

Simple, easy to use and no hassle.

Simple, easy to use and no hassle. Everything just there always. Reviewed on: 16th April 2024

Incredible Transformation to UK Banking

Incredible Transformation to UK Banking Reviewed on: 16th April 2024

Monzo has been brilliant from start to finish over t...

Monzo has been brilliant from start to finish over the last few years. It great to see new products such as flex and investments appealing to all audiences. Can’t fault them and their customer service Reviewed on: 16th April 2024

It is so easy to use and makes me feel more confiden...

It is so easy to use and makes me feel more confident about managing my money Reviewed on: 16th April 2024

10stars for monzo

I get paid early & someone always answers the phone when I need help! Reviewed on: 16th April 2024

They have a Great app, reliable service (no outages,...

They have a Great app, reliable service (no outages, or app issues) and great customer service whenever I’ve needed to use them. I had trouble with ordering a new card to a different address when I was on holiday however this was resolved quickly and by a helpful colleague Reviewed on: 16th April 2024

I love banking with Monzo.

I love banking with Monzo. Seeing my spending, being able to budget and having it all in one place. I love the app and on the few occasions I've had to engage, it's been a fabulous experience Reviewed on: 16th April 2024

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