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Monzo: Current account reviews

4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Monzo card

5
Great card when using abroad for exchange rate Reviewed on: 9th February 2025

Monzo is Marvelous

5
Monzo has been great every step of the way whether it's providing an overdraft or approving a loan, they've been great. Reviewed on: 9th February 2025

It is good

5
It is good, it is also easy and that I love it and make sure I promote and share it to othe4s and those that don't know anything about it Reviewed on: 9th February 2025

Efficient

5
Had no issues with this bank at all Reviewed on: 9th February 2025

Monzo solve all my money issues e.

5
Monzo solve all my money issues e.g is claiming all my online fraud purchases for me. Anytime I dispute about any purchase that seems fraud Monzo returns my money in full. I recommend monzo for everyone. Reviewed on: 9th February 2025

Easy to use and navigate

5
Easy to use and navigate. Helps with know where my money is Reviewed on: 9th February 2025

Amazing banking

5
Monzo is easy to use... clear to understand ... many options to save and control your money Reviewed on: 9th February 2025

Great bank

5
Great bank,always very prompt to solve any issues. Reviewed on: 9th February 2025

Good interest saving rates.

5
Good interest saving rates. Always updating and amazing customer service. Reviewed on: 9th February 2025

Nothing bad all good keep up the great service.

5
Nothing bad all good keep up the great service. Reviewed on: 9th February 2025

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