Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19142 reviews)

View other Monzo products

4.92

Based on 19,142 reviews, last reviewed 2nd Apr 2026

93500% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Customer service any issues have been dealt with quickly and can be easily accessed at a later date for reference. Reviewed on: 2nd April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19142)

I love banking with Monzo.

I love banking with Monzo. Seeing my spending, being able to budget and having it all in one place. I love the app and on the few occasions I've had to engage, it's been a fabulous experience Reviewed on: 16th April 2024

It's just perfect for me

I love monzo as it helps me manage my money better, the visibility, different tabs and budgets helps me see exactly how much I am spending and where and helps me predict for the future. I love the fact you can split bills with friends and that you can use the card abroad without having to worry. Reviewed on: 16th April 2024

fantastic user experience, makes everything so easy

fantastic user experience, makes everything so easy Reviewed on: 16th April 2024

technological and tremendous

Easy to navigate app and clearly use of technology to do banking Reviewed on: 16th April 2024

Amazing Monzo - safe & secured

I love the functionalities and I always get paid early . Monzo gives me the flexibility to receive my salary 1 day earlier if I want to . It allows me to set up my savings account , holiday pots , mother’s allowance pot or family business pots . Easy to send money anywhere in the world . It’s highly protective of my finances it has fraudulent security to cover me from any scams . Very fast service and reliable . Reviewed on: 16th April 2024

brilliant and easy to pick up.

brilliant and easy to pick up. making money fun Reviewed on: 16th April 2024

I joined Monzo after endless recommendations!

I joined Monzo after endless recommendations! Such a sleek app with everything you need! No stress of banking and all online! love it! Reviewed on: 16th April 2024

Any issues they are quick to respond and deal with.

Any issues they are quick to respond and deal with. Never had any issues with Monzo unlike the main high street banks Reviewed on: 16th April 2024

Forward thinking company, great app and customer ser...

Forward thinking company, great app and customer service Reviewed on: 16th April 2024

A fantastic feature rich app initially drew me in

A fantastic feature rich app initially drew me to Monzo and continues to be a key factor for me, however their excellent customer service, innovative Flex option, engaging social media team and joint account ease of use are also strong factors in my continued custom. Reviewed on: 16th April 2024

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Current Account
from thinkmoney 2.97 from 72 reviews
Reward current account
from Halifax 4.37 from 201 reviews
Current account
from Starling Bank 4.94 from 27427 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Under 16s account
from Monzo 4.98 from 923 reviews
Flex Purchase credit card
from Monzo 4.97 from 3086 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub