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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Opened monzo for a holiday but realised how good it was

Opened a monzo account for our trip to the USA, we then realized how good it was and made the permanent switch Reviewed on: 9th February 2025

Never had an issue in 9 years of banking with...

Never had an issue in 9 years of banking with them Reviewed on: 9th February 2025

I have great experience with monzo, ever since I cam...

I have great experience with monzo, ever since I came here in UK I have only one bank just monzo. Very easy to use and making pots for my savings. Very quick response if you lost your card. Always give an update from time to time. Reviewed on: 8th February 2025

Best UK Bank

Been with Monzo bank for five years now made it my primary account due to their customer support I lost my card twice during these 5 years and got the new one really quick get paid aday early is awesome they are early adopter which keeps them ahead Reviewed on: 8th February 2025

Love Love love

Love the simple App and ability to sort salary into pots - so I know bills are covered, some into a savings pot and can then see what is left. Automatic savings round up are genius and really make saving easier as does the 1p savings challenge. Customer service is quick and helpful when needed. So many positives and have changed the way I bank and look at my finances. Reviewed on: 8th February 2025

Top Class Customer Service

I have needed to contact Monzo a few times, their customer service team are always very quick at responding and go above and beyond to help. Their AER % was much better than my other bank too.I have now made Monzo my main bank! Reviewed on: 8th February 2025

Amazing1234

I recommend to other people. Card is great quality and lots of investment deals available Reviewed on: 8th February 2025

ADHD-friendly!

Being someone with ADHD, I’ve often struggled with money management. Monzo has played a key part in my progress to take control of my personal finances. Reviewed on: 8th February 2025

Great app and I can't fault the bank.

Great app and I can't fault the bank. Spending analysis could be simpler, but I'm happy with the bank and Flex has been very useful. Reviewed on: 8th February 2025

Raparla Review

Great going and looking forward to more collaboration. Reviewed on: 8th February 2025

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