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Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19142 reviews)

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4.92

Based on 19,142 reviews, last reviewed 2nd Apr 2026

93500% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Customer service any issues have been dealt with quickly and can be easily accessed at a later date for reference. Reviewed on: 2nd April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19142)

I use monzo as my main bank account for 5 years now...

I use monzo as my main bank account for 5 years now and they have never let me down. Easy to use payments, transactions categories and monthly analytics is great. Shared pots are top for traveling with friends Reviewed on: 16th April 2024

Just blows other banks out of the water.

Just blows other banks out of the water. Monzo is what banks should be in 2024. It's not revolutionary, it's just that other banks are about 50 years behind. Reviewed on: 16th April 2024

seamless, simple, intuitive, excellent UI!

seamless, simple, intuitive, excellent UI! Reviewed on: 16th April 2024

Easy to use app, makes it easy to sign up to high in...

Easy to use app, makes it easy to sign up to high interest rate savings account Reviewed on: 15th April 2024

The best banking experience I’ve ever had

The best banking experience I’ve ever had Reviewed on: 15th April 2024

Banking simplified!

Very reliable and easy to use banking app, and very easy to register too! Reviewed on: 15th April 2024

Great bank.

Great bank. Always at hend to help. Excellent service provided Reviewed on: 15th April 2024

Great banking app

Great banking app, currently use their plus plan however not enough value for money to go for premium. Reviewed on: 15th April 2024

Impressed by the amount of features in the app.

Impressed by the amount of features in the app. Super easy to use - love how you can see all other accounts and credit cards in one place. It even lets me track mortgage payments. The saving pots is great to keep money separate but easy to see and access Reviewed on: 15th April 2024

The only one bank where I don’t have a single compla...

The only one bank where I don’t have a single complaint Reviewed on: 15th April 2024

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